Good grief. Got 30s in and couldn't do anymore. Pretty annoying.

I realize I'm generalizing* but…
Women want high paying jobs and equal opportunity. Once given, like many other things in their life (spouse, kids, health, aging naturally) they immediately dismiss the value of it - it's not enough for them. It's always someone else that's to blame. Truly baffling and immature behavior. As I've gotten older, when I meet a woman, sizing her up for long term stuff…appreciation and being grateful are becoming green flags and much more attractive than a face full of Botox and a pair of fake tits.

*Yes, not all women. Just like not all men are going hiking in the woods to rape and kill women.

Check in, incel crew

AggieArchitect04 said:

---

Good grief. Got 30s in and couldn't do anymore. Pretty annoying.

I realize I'm generalizing* but…
Women want high paying jobs and equal opportunity. Once given, like many other things in their life (spouse, kids, health, aging naturally) they immediately dismiss the value of it - it's not enough for them.

---

The Husband Store

A store that sells new husbands has opened in New York City, where a woman may go to choose a husband. Among the instructions at the entrance is a description of how the store operates:

You may visit this store ONLY ONCE! There are six floors and the value of the products increase as the shopper ascends the flights. The shopper may choose any item from a particular floor, or may choose to go up to the next floor, but cannot go back down except to exit the building!

So, a woman goes to the Husband Store to find a husband. On the first floor the sign on the door reads:

Floor 1 - These men Have Jobs.
She is intrigued, but continues to the second floor, where the sign reads:

Floor 2 - These men Have Jobs and Love Kids.
"That's nice," she thinks, "but I want more."

So she continues upward. The third floor sign reads:
Floor 3 - These men Have Jobs, Love Kids, and are Extremely Good Looking.

"Wow," she thinks, but feels compelled to keep going.
She goes to the fourth floor and the sign reads:

Floor 4 - These men Have Jobs, Love Kids, are Drop-dead Good Looking and Help With Housework.
"Oh, mercy me!" she exclaims, "I can hardly stand it!"

Still, she goes to the fifth floor and the sign reads:

Floor 5 - These men Have Jobs, Love Kids, are Drop- dead Gorgeous, Help with Housework, and Have a Strong Romantic Streak.
She is so tempted to stay, but she goes to the sixth floor, where the sign reads:

Floor 6 - You are visitor 31,456,012 to this floor. There are no men on this floor. This floor exists solely as proof that women are impossible to please. Thank you for shopping at the Husband Store.

What is six figures? If it's like $120k, then that was $75k like 10 years ago and who cares. That's not much at all these days.

AozorAg said:

---

What is six figures? If it's like $120k, then that was $75k like 10 years ago and who cares. That's not much at all these days.

---

I mean only 13% of individual Americans make $120k or more. How many women do you think make that much?

GAC06 said:

---

Check in, incel crew

---

AozorAg said:

---

What is six figures? If it's like $120k, then that was $75k like 10 years ago and who cares. That's not much at all these days.

---

It's dumb this term sticks around. It originated to refer to the top 1/2%

To have a nice home in an upper class neighborhood with a single income, savings, play money, etc. you need at least 350K in today's world. Nobody making that kind of money uses the term 6-figure so anyone who does is likely just north of 100 and basically working to barely get by

Even here in the Denver area, not too many people make $350k. Successful two income couples aren't usually making that.

$350k to live "comfortably"? That's over $29,000/mo gross. That represents 2%-4% of earners in America.

I don't consider myself rich, but certainly blessed enough to live pretty comfortably. Maybe I have low standards but I don't want for much. I make 6 figures but less than $350k and do just fine supporting 2 kids and a household. And that's with 25% of my NET income going entirely to their mom for "child support" that pays for her brand new Lincoln. Sock away a little each month. Max out my 401k and Roth. Able to take 2-3 nice trips a year, plus weekend trips away. I probably eat out more than I should. I also have a gf and she's expensive, lol.

What are you people pissing your money away on?

Is this a new Barnes sock?

AggieArchitect04 said:

---

$350k to live "comfortably"? That's over $29,000/mo gross. That represents 2%-4% of earners in America.

I don't consider myself rich, but certainly blessed enough to live pretty comfortably. Maybe I have low standards but I don't want for much. I make 6 figures but less than $350k and do just fine supporting 2 kids and a household. And that's with 25% of my NET income going entirely to their mom for "child support" that pays for her brand new Lincoln. Sock away a little each month. Max out my 401k and Roth. Able to take 2-3 nice trips a year, plus weekend trips away. I probably eat out more than I should. I also have a gf and she's expensive, lol.

What are you people pissing your money away on?

---

I made a long post on this sometime earlier this year in the B&I board. Don't take this as "hating on" or whatever because I simply laid out our monthly budget by category to show how $450k annual income (gross) can be absorbed very simply. With bonus, my household is now in the 625k arena and often times I still feel poor. This is how:

I do not "budget" for bonus income. It is found money to me and goes to large chunks of savings, home projects, or investments. $150k of that is bonus. Post taxes, roughly 80k. Thanks Uncle Sam.

Post taxes, health insurance, max 2x 401ks, max HSA, and max child care FSA, we net roughly 23k/month. Live in "nice" suburb of DFW.

Now, I think the first cost people tend to homogenize is housing. Varies quite a bit, even in the same counties within Texas. Property taxes in Texas absolutely crush people right now after what we've seen on property values over the last 5 years.

I won't go into as much detail but here's "how you can blow all your money". These are also monthly rolling budgets.

Mortgage + taxes + insurance + HOA = about $5000. This is a 2.5% mortgage, mind you. Taxes are about $1600/month currently.

Utilities: nat gas, water, trash, electricity = $600
Groceries/costco runs = $900
Eat out/bars = $700. (Cost of food is outrageous post covid)
Gasoline + tolls = $500
Child care: 1 in day care, other with afterschool care = $2,100
After school activities: tennis, dance, swim lessons (rotates throughout the year) = $250. For 1 kid!
Internet/cable/streaming = $175
Personal Care: haircuts, nails, etc = $200 (women hair is expensive)
Household maintenance: lawn care, monthly house cleaning, alarm service, pest control =$500
Insurance: 2 vehicles, 1 camper, home = $800
Clothing: again, for the family = $200 (budget rolls)
Medical costs (HDHP plan) = $400

Subtotal this for "wake up, eat, go to work, keep everyone fed, clothed, groomed and alive". Drumroll. $12,325.

$10k to go. Far more discretionary, somewhat.

Entertainment (includes country club dues) $1,300
Travel budget (again, annualized) $1,500 (this is hard these days if you want to do some nice vacations - ski trip for 4 nearly cost me $8k earlier this year.. driving to CO!!)
Part time nanny $650/mo
Car payments plus RV $2,800 (don't judge almost paid off)
529s for kids $600
Vacation home savings $2k
Life insurance $250
General target, Amazon, etc (wife kills us here) $250

There's the other $10k. This doesn't include Christmas, general home improvement (I like to landscape), etc.

Now, I'd like to think this is a pretty comfortable life but honestly nothing on that list isn't common up and down my street. And you frequently see people doing far more, with less income.

I think what I've found the most troublesome is general lifestyle creep for people in upper middle class. Every few years we make a jump and then I have to reign it back in. Then it repeats. The nanny that does everyone's laundry, grocery pickup, household chores, is a godsend.

I help with a small youth group at church (middle and high schoolers) and we were discussing money…

I told them the truth as I've found it to be:

It's never enough.

Earning more money only leads to wanting more money. I make more so I spend more. My old friends might still be around, but since I'm progressively living a lifestyle beyond their means I'm meeting new people. People who have as much or a little more than I do. Now I want what they want. Example: My new friend, so-and-so has a fishing boat, so I feel like I need a fishing boat. So I start hanging out at the marina and meet a new someone with a yacht. Well…I think I should have a yacht. Now I'm with yacht club people. I earn more to join the yacht club. Those people have a vacation home(s). Well…I think I should have one to fit in.

This is best summarized as "keeping up with the Joneses".

You seem like a nice guy, so I'll give you some advice in these tough financial times. That $650/month for a part time nanny seems a bit unnecessary and selfish. With that money you could afford a nice Nautilus ski boat. You need to take a long look in the mirror and decide what kind of man you are. Are you the kind of man who wants to make your own life more convenient by having Janita doing dishes a couple times a month, or are you a real father who is willing to make memories for your children that will last a lifetime by being the daddy who drives the ski boat? I trust you'll make the correct decision.

Principal Uncertainty said:

---

You seem like a nice guy, so I'll give you some advice in these tough financial times. That $650/month for a part time nanny seems a bit unnecessary and selfish. With that money you could afford a nice Nautilus ski boat. You need to take a long look in the mirror and decide what kind of man you are. Are you the kind of man who wants to make your own life more convenient by having Janita doing dishes a couple times a month, or are you a real father who is willing to make memories for your children that will last a lifetime by being the daddy who drives the ski boat? I trust you'll make the correct decision.

---

What if he takes the nanny on the ski boat?

ChoppinDs40 said:

---

AggieArchitect04 said:

---

$350k to live "comfortably"? That's over $29,000/mo gross. That represents 2%-4% of earners in America.

I don't consider myself rich, but certainly blessed enough to live pretty comfortably. Maybe I have low standards but I don't want for much. I make 6 figures but less than $350k and do just fine supporting 2 kids and a household. And that's with 25% of my NET income going entirely to their mom for "child support" that pays for her brand new Lincoln. Sock away a little each month. Max out my 401k and Roth. Able to take 2-3 nice trips a year, plus weekend trips away. I probably eat out more than I should. I also have a gf and she's expensive, lol.

What are you people pissing your money away on?

---

I made a long post on this sometime earlier this year in the B&I board. Don't take this as "hating on" or whatever because I simply laid out our monthly budget by category to show how $450k annual income (gross) can be absorbed very simply. With bonus, my household is now in the 625k arena and often times I still feel poor. This is how:

I do not "budget" for bonus income. It is found money to me and goes to large chunks of savings, home projects, or investments. $150k of that is bonus. Post taxes, roughly 80k. Thanks Uncle Sam.

Post taxes, health insurance, max 2x 401ks, max HSA, and max child care FSA, we net roughly 23k/month. Live in "nice" suburb of DFW.

Now, I think the first cost people tend to homogenize is housing. Varies quite a bit, even in the same counties within Texas. Property taxes in Texas absolutely crush people right now after what we've seen on property values over the last 5 years.

I won't go into as much detail but here's "how you can blow all your money". These are also monthly rolling budgets.

Mortgage + taxes + insurance + HOA = about $5000. This is a 2.5% mortgage, mind you. Taxes are about $1600/month currently.

Utilities: nat gas, water, trash, electricity = $600
Groceries/costco runs = $900
Eat out/bars = $700. (Cost of food is outrageous post covid)
Gasoline + tolls = $500
Child care: 1 in day care, other with afterschool care = $2,100
After school activities: tennis, dance, swim lessons (rotates throughout the year) = $250. For 1 kid!
Internet/cable/streaming = $175
Personal Care: haircuts, nails, etc = $200 (women hair is expensive)
Household maintenance: lawn care, monthly house cleaning, alarm service, pest control =$500
Insurance: 2 vehicles, 1 camper, home = $800
Clothing: again, for the family = $200 (budget rolls)
Medical costs (HDHP plan) = $400

Subtotal this for "wake up, eat, go to work, keep everyone fed, clothed, groomed and alive". Drumroll. $12,325.

$10k to go. Far more discretionary, somewhat.

Entertainment (includes country club dues) $1,300
Travel budget (again, annualized) $1,500 (this is hard these days if you want to do some nice vacations - ski trip for 4 nearly cost me $8k earlier this year.. driving to CO!!)
Part time nanny $650/mo
Car payments plus RV $2,800 (don't judge almost paid off)
529s for kids $600
Vacation home savings $2k
Life insurance $250
General target, Amazon, etc (wife kills us here) $250

There's the other $10k. This doesn't include Christmas, general home improvement (I like to landscape), etc.

Now, I'd like to think this is a pretty comfortable life but honestly nothing on that list isn't common up and down my street. And you frequently see people doing far more, with less income.

I think what I've found the most troublesome is general lifestyle creep for people in upper middle class. Every few years we make a jump and then I have to reign it back in. Then it repeats. The nanny that does everyone's laundry, grocery pickup, household chores, is a godsend.

---

you broke down where $23,000 per month is allocated and had the courage to indicate your wife spends too much on Amazon at a hair more than 1% of the monthly churn?

AggieArchitect04 said:

---

As I've gotten older, when I meet a woman, sizing her up for long term stuff…appreciation and being grateful are becoming green flags and much more attractive than a face full of Botox and a pair of fake tits.

---

"Have you said thank you once?"

ChoppinDs40 said:

---

AggieArchitect04 said:

---

$350k to live "comfortably"? That's over $29,000/mo gross. That represents 2%-4% of earners in America.

I don't consider myself rich, but certainly blessed enough to live pretty comfortably. Maybe I have low standards but I don't want for much. I make 6 figures but less than $350k and do just fine supporting 2 kids and a household. And that's with 25% of my NET income going entirely to their mom for "child support" that pays for her brand new Lincoln. Sock away a little each month. Max out my 401k and Roth. Able to take 2-3 nice trips a year, plus weekend trips away. I probably eat out more than I should. I also have a gf and she's expensive, lol.

What are you people pissing your money away on?

---

I made a long post on this sometime earlier this year in the B&I board. Don't take this as "hating on" or whatever because I simply laid out our monthly budget by category to show how $450k annual income (gross) can be absorbed very simply. With bonus, my household is now in the 625k arena and often times I still feel poor. This is how:

I do not "budget" for bonus income. It is found money to me and goes to large chunks of savings, home projects, or investments. $150k of that is bonus. Post taxes, roughly 80k. Thanks Uncle Sam.

Post taxes, health insurance, max 2x 401ks, max HSA, and max child care FSA, we net roughly 23k/month. Live in "nice" suburb of DFW.

Now, I think the first cost people tend to homogenize is housing. Varies quite a bit, even in the same counties within Texas. Property taxes in Texas absolutely crush people right now after what we've seen on property values over the last 5 years.

I won't go into as much detail but here's "how you can blow all your money". These are also monthly rolling budgets.

Mortgage + taxes + insurance + HOA = about $5000. This is a 2.5% mortgage, mind you. Taxes are about $1600/month currently.

Utilities: nat gas, water, trash, electricity = $600
Groceries/costco runs = $900
Eat out/bars = $700. (Cost of food is outrageous post covid)
Gasoline + tolls = $500
Child care: 1 in day care, other with afterschool care = $2,100
After school activities: tennis, dance, swim lessons (rotates throughout the year) = $250. For 1 kid!
Internet/cable/streaming = $175
Personal Care: haircuts, nails, etc = $200 (women hair is expensive)
Household maintenance: lawn care, monthly house cleaning, alarm service, pest control =$500
Insurance: 2 vehicles, 1 camper, home = $800
Clothing: again, for the family = $200 (budget rolls)
Medical costs (HDHP plan) = $400

Subtotal this for "wake up, eat, go to work, keep everyone fed, clothed, groomed and alive". Drumroll. $12,325.

$10k to go. Far more discretionary, somewhat.

Entertainment (includes country club dues) $1,300
Travel budget (again, annualized) $1,500 (this is hard these days if you want to do some nice vacations - ski trip for 4 nearly cost me $8k earlier this year.. driving to CO!!)
Part time nanny $650/mo
Car payments plus RV $2,800 (don't judge almost paid off)
529s for kids $600
Vacation home savings $2k
Life insurance $250
General target, Amazon, etc (wife kills us here) $250

There's the other $10k. This doesn't include Christmas, general home improvement (I like to landscape), etc.

Now, I'd like to think this is a pretty comfortable life but honestly nothing on that list isn't common up and down my street. And you frequently see people doing far more, with less income.

I think what I've found the most troublesome is general lifestyle creep for people in upper middle class. Every few years we make a jump and then I have to reign it back in. Then it repeats. The nanny that does everyone's laundry, grocery pickup, household chores, is a godsend.

---

Get the F out of here with this trash.

Country club dues?

Nanny?

At least do better at trolling.

FIDO*98* said:

---

AozorAg said:

---

What is six figures? If it's like $120k, then that was $75k like 10 years ago and who cares. That's not much at all these days.

---

It's dumb this term sticks around. It originated to refer to the top 1/2%

To have a nice home in an upper class neighborhood with a single income, savings, play money, etc. you need at least 350K in today's world. Nobody making that kind of money uses the term 6-figure so anyone who does is likely just north of 100 and basically working to barely get by

---

I think you are actually serious and not trolling...

That is $29,000 a month. You are out of touch.