Trump will also be keeping the PLSF program going though which was responsible for the bulk of Biden's loan forgiveness.

I thought this was already the case because my loans for my masters have come due or maybe I just didn't qualify.

Lots of PSLF forgiveness over the past couple of years and nothing Trump or courts can do about it retroactively. Best he can do is convince congress to discontinue the program.

There were a whole lot of Biden EOs and a whole lot of litigation (and court orders saying Biden couldn't do certain things), for all this loan forgiveness at issue to simply be a bush era law congress enacted (hint: they weren't. And Biden was trying to do more).

Rossticus said:

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Lots of PSLF forgiveness over the past couple of years and nothing Trump or courts can do about it retroactively. Best he can do is convince congress to discontinue the program.

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That's basically what Linda McMahon said during her senate confirmation

Rossticus said:

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Lots of PSLF forgiveness over the past couple of years and nothing Trump or courts can do about it retroactively. Best he can do is convince congress to discontinue the program.

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I'm sure there is some BS public service work that we can and should dump, but I think we need some version of PSLF. For example, how can you be a prosecutor or public defender today without it? The salaries suck and law school costs a fortune.

Deputy Travis Junior said:

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Rossticus said:

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Lots of PSLF forgiveness over the past couple of years and nothing Trump or courts can do about it retroactively. Best he can do is convince congress to discontinue the program.

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I'm sure there is some BS public service work that we can and should dump, but I think we need some version of PSLF. For example, how can you be a prosecutor or public defender today without it? The salaries suck and law school costs a fortune.

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This is why free markets work! The salaries suck because the value delivered is low. If society decides the value is high, that will change. Selectively "forgiving" school debt is not an effective solution.

RAB87 said:

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Deputy Travis Junior said:

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Rossticus said:

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Lots of PSLF forgiveness over the past couple of years and nothing Trump or courts can do about it retroactively. Best he can do is convince congress to discontinue the program.

---

I'm sure there is some BS public service work that we can and should dump, but I think we need some version of PSLF. For example, how can you be a prosecutor or public defender today without it? The salaries suck and law school costs a fortune.

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This is why free markets work! The salaries suck because the value delivered is low. If society decides the value is high, that will change. Selectively "forgiving" school debt is not an effective solution.

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But public service jobs are funded by taxes. For the vast majority of those jobs there is no 'free market'.

General Jack D. Ripper said:

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Pay your debts losers.

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Trump should go after the universities to pay off the student loans with their billion dollar endowments..

He would win all 52 states.

RAB87 said:

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Deputy Travis Junior said:

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Rossticus said:

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Lots of PSLF forgiveness over the past couple of years and nothing Trump or courts can do about it retroactively. Best he can do is convince congress to discontinue the program.

---

I'm sure there is some BS public service work that we can and should dump, but I think we need some version of PSLF. For example, how can you be a prosecutor or public defender today without it? The salaries suck and law school costs a fortune.

---

This is why free markets work! The salaries suck because the value delivered is low. If society decides the value is high, that will change. Selectively "forgiving" school debt is not an effective solution.

---

You think the free market is going to adjust the salaries of prosecutors ie a job market that is completely run by the government? Similarly, nobody loves paying for public defenders but we've decided they're a necessary component of our legal system (the safety net that ensures that prosecutors and law enforcement don't abuse their powers when dealing with poor defendants who can't afford an attorney).

Forgiving the debt of people who work these jobs benefits the public by significantly broadening the talent pool from which they can draw. These aren't idiots who piled up debt pursuing a worthless degree and now want a bailout, but people with a complex skill set who are needed to make our government run.

No one paid any of my college depts and neither should I pay anyone else's… man up and pay what you agreed to, this ain't no free cheese line. If you don't pay your rent or car note you know what happens

Deputy Travis Junior said:

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RAB87 said:

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Deputy Travis Junior said:

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Rossticus said:

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Lots of PSLF forgiveness over the past couple of years and nothing Trump or courts can do about it retroactively. Best he can do is convince congress to discontinue the program.

---

I'm sure there is some BS public service work that we can and should dump, but I think we need some version of PSLF. For example, how can you be a prosecutor or public defender today without it? The salaries suck and law school costs a fortune.

---

This is why free markets work! The salaries suck because the value delivered is low. If society decides the value is high, that will change. Selectively "forgiving" school debt is not an effective solution.

---

You think the free market is going to adjust the salaries of prosecutors ie a job market that is completely run by the government? Similarly, nobody loves paying for public defenders but we've decided they're a necessary component of our legal system (the safety net that ensures that prosecutors and law enforcement don't abuse their powers when dealing with poor defendants who can't afford an attorney).

Forgiving the debt of people who work these jobs benefits the public by significantly broadening the talent pool from which they can draw. These aren't idiots who piled up debt pursuing a worthless degree and now want a bailout, but people with a complex skill set who are needed to make our government run.

---

The free market absolutely works. I left being a felony prosecutor in 2018 making $90k. That same job and experience today pays around $130k. Why? There is a shortage of prosecutors in Texas now.

It's a mindset difference and unless it changes, America is not going to be what it once was.

I graduated without debt, becuase I had a weekend job plus I unloaded trucks every morning at the crack of dawn before classes. I also worked my tail off in retail at every Thanksgiving, Xmas, spring break and summer (around summer school hour of course).

Meanwhile my dad restored cars at night after his regular job, so he could see one each semester to cover the tuition chunks. And that's why I graduated a year faster - that was 2 less cars my dad had to rebuild.

Today there are a whole bunch of losers debating the best ways to spend the taxes I'm forced to pay, and how much more they can extract.

You have posters here posting sob stories about the poor people who should benefit more from me paying more, including students who didn't make the necessary sacrifices to pay for college. You have one poster in particular blaming people with my title for everything they don't like about how the real world works.


We have lost touch with economic reality.

Tom Fox said:

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Deputy Travis Junior said:

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RAB87 said:

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Deputy Travis Junior said:

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Rossticus said:

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Lots of PSLF forgiveness over the past couple of years and nothing Trump or courts can do about it retroactively. Best he can do is convince congress to discontinue the program.

---

I'm sure there is some BS public service work that we can and should dump, but I think we need some version of PSLF. For example, how can you be a prosecutor or public defender today without it? The salaries suck and law school costs a fortune.

---

This is why free markets work! The salaries suck because the value delivered is low. If society decides the value is high, that will change. Selectively "forgiving" school debt is not an effective solution.

---

You think the free market is going to adjust the salaries of prosecutors ie a job market that is completely run by the government? Similarly, nobody loves paying for public defenders but we've decided they're a necessary component of our legal system (the safety net that ensures that prosecutors and law enforcement don't abuse their powers when dealing with poor defendants who can't afford an attorney).

Forgiving the debt of people who work these jobs benefits the public by significantly broadening the talent pool from which they can draw. These aren't idiots who piled up debt pursuing a worthless degree and now want a bailout, but people with a complex skill set who are needed to make our government run.

---

The free market absolutely works. I left being a felony prosecutor in 2018 making $90k. That same job and experience today pays around $130k. Why? There is a shortage of prosecutors in Texas now.

---

But both of those come from tax dollars. Lower wages with PSLF, or higher wages without PSLF. You're still paying the same taxes.

Average Joe said:

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Tom Fox said:

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Deputy Travis Junior said:

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RAB87 said:

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Deputy Travis Junior said:

---

Rossticus said:

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Lots of PSLF forgiveness over the past couple of years and nothing Trump or courts can do about it retroactively. Best he can do is convince congress to discontinue the program.

---

I'm sure there is some BS public service work that we can and should dump, but I think we need some version of PSLF. For example, how can you be a prosecutor or public defender today without it? The salaries suck and law school costs a fortune.

---

This is why free markets work! The salaries suck because the value delivered is low. If society decides the value is high, that will change. Selectively "forgiving" school debt is not an effective solution.

---

You think the free market is going to adjust the salaries of prosecutors ie a job market that is completely run by the government? Similarly, nobody loves paying for public defenders but we've decided they're a necessary component of our legal system (the safety net that ensures that prosecutors and law enforcement don't abuse their powers when dealing with poor defendants who can't afford an attorney).

Forgiving the debt of people who work these jobs benefits the public by significantly broadening the talent pool from which they can draw. These aren't idiots who piled up debt pursuing a worthless degree and now want a bailout, but people with a complex skill set who are needed to make our government run.

---

The free market absolutely works. I left being a felony prosecutor in 2018 making $90k. That same job and experience today pays around $130k. Why? There is a shortage of prosecutors in Texas now.

---

But both of those come from tax dollars. Lower wages with PSLF, or higher wages without PSLF. You're still paying the same taxes.

---

I never said I was against PSLF. At one point I thought I might use it.

I was simply arguing that supply and demand works in the job market.

Tom Fox said:

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Average Joe said:

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Tom Fox said:

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Deputy Travis Junior said:

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RAB87 said:

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Deputy Travis Junior said:

---

Rossticus said:

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Lots of PSLF forgiveness over the past couple of years and nothing Trump or courts can do about it retroactively. Best he can do is convince congress to discontinue the program.

---

I'm sure there is some BS public service work that we can and should dump, but I think we need some version of PSLF. For example, how can you be a prosecutor or public defender today without it? The salaries suck and law school costs a fortune.

---

This is why free markets work! The salaries suck because the value delivered is low. If society decides the value is high, that will change. Selectively "forgiving" school debt is not an effective solution.

---

You think the free market is going to adjust the salaries of prosecutors ie a job market that is completely run by the government? Similarly, nobody loves paying for public defenders but we've decided they're a necessary component of our legal system (the safety net that ensures that prosecutors and law enforcement don't abuse their powers when dealing with poor defendants who can't afford an attorney).

Forgiving the debt of people who work these jobs benefits the public by significantly broadening the talent pool from which they can draw. These aren't idiots who piled up debt pursuing a worthless degree and now want a bailout, but people with a complex skill set who are needed to make our government run.

---

The free market absolutely works. I left being a felony prosecutor in 2018 making $90k. That same job and experience today pays around $130k. Why? There is a shortage of prosecutors in Texas now.

---

But both of those come from tax dollars. Lower wages with PSLF, or higher wages without PSLF. You're still paying the same taxes.

---

I never said I was against PSLF. At one point I thought I might use it.

I was simply arguing that supply and demand works in the job market.

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Gotcha. Misunderstood.

FrioAg 00 said:

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It's a mindset difference and unless it changes, America is not going to be what it once was.

I graduated without debt, becuase I had a weekend job plus I unloaded trucks every morning at the crack of dawn before classes. I also worked my tail off in retail at every Thanksgiving, Xmas, spring break and summer (around summer school hour of course).

Meanwhile my dad restored cars at night after his regular job, so he could see one each semester to cover the tuition chunks. And that's why I graduated a year faster - that was 2 less cars my dad had to rebuild.

Today there are a whole bunch of losers debating the best ways to spend the taxes I'm forced to pay, and how much more they can extract.

You have posters here posting sob stories about the poor people who should benefit more from me paying more, including students who didn't make the necessary sacrifices to pay for college. You have one poster in particular blaming people with my title for everything they don't like about how the real world works.


We have lost touch with economic reality.

---

I'm not sure when you graduated, but working retail jobs is not enough to pay for a university like A&M these days. The universities are bending students over and jacking up tuition FAR faster than wages increase.

Someone post the meme

Tom Fox said:

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Deputy Travis Junior said:

---

RAB87 said:

---

Deputy Travis Junior said:

---

Rossticus said:

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Lots of PSLF forgiveness over the past couple of years and nothing Trump or courts can do about it retroactively. Best he can do is convince congress to discontinue the program.

---

I'm sure there is some BS public service work that we can and should dump, but I think we need some version of PSLF. For example, how can you be a prosecutor or public defender today without it? The salaries suck and law school costs a fortune.

---

This is why free markets work! The salaries suck because the value delivered is low. If society decides the value is high, that will change. Selectively "forgiving" school debt is not an effective solution.

---

You think the free market is going to adjust the salaries of prosecutors ie a job market that is completely run by the government? Similarly, nobody loves paying for public defenders but we've decided they're a necessary component of our legal system (the safety net that ensures that prosecutors and law enforcement don't abuse their powers when dealing with poor defendants who can't afford an attorney).

Forgiving the debt of people who work these jobs benefits the public by significantly broadening the talent pool from which they can draw. These aren't idiots who piled up debt pursuing a worthless degree and now want a bailout, but people with a complex skill set who are needed to make our government run.

---

The free market absolutely works. I left being a felony prosecutor in 2018 making $90k. That same job and experience today pays around $130k. Why? There is a shortage of prosecutors in Texas now.

---

But you also were able to leverage that experience to a new role. People forget that there is a longer term deferred benefit of a lot of these public service roles, especially with assistant DA/prosecutor roles.

Pinochet said:

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Tom Fox said:

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Deputy Travis Junior said:

---

RAB87 said:

---

Deputy Travis Junior said:

---

Rossticus said:

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Lots of PSLF forgiveness over the past couple of years and nothing Trump or courts can do about it retroactively. Best he can do is convince congress to discontinue the program.

---

I'm sure there is some BS public service work that we can and should dump, but I think we need some version of PSLF. For example, how can you be a prosecutor or public defender today without it? The salaries suck and law school costs a fortune.

---

This is why free markets work! The salaries suck because the value delivered is low. If society decides the value is high, that will change. Selectively "forgiving" school debt is not an effective solution.

---

You think the free market is going to adjust the salaries of prosecutors ie a job market that is completely run by the government? Similarly, nobody loves paying for public defenders but we've decided they're a necessary component of our legal system (the safety net that ensures that prosecutors and law enforcement don't abuse their powers when dealing with poor defendants who can't afford an attorney).

Forgiving the debt of people who work these jobs benefits the public by significantly broadening the talent pool from which they can draw. These aren't idiots who piled up debt pursuing a worthless degree and now want a bailout, but people with a complex skill set who are needed to make our government run.

---

The free market absolutely works. I left being a felony prosecutor in 2018 making $90k. That same job and experience today pays around $130k. Why? There is a shortage of prosecutors in Texas now.

---

But you also were able to leverage that experience to a new role. People forget that there is a longer term deferred benefit of a lot of these public service roles, especially with assistant DA/prosecutor roles.

---

That's certainly true for a subset of prosecutors but not all.

According to Trump and Vance, woke activist judges aren't allowed to do this.

No one should be entitled to a lawyer at government expense.

Not sure how Biden gets judges to go along to his crazy schemes but Trump cannot.

Teslag said:

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Trump will also be keeping the PLSF program going though which was responsible for the bulk of Biden's loan forgiveness.

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He kept it during his first admin. Doesn't matter if it exists. PLSF loan forgiveness is going to be dramatically reduced back to its original intent.

This is outrageous:

Quote:

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Before Biden's administration, only about 7,000 borrowers had received forgiveness under PSLF. By early 2025, over 1 million public service workers benefited, with total loan forgiveness exceeding $175 billion for more than 4.8 million Americans.

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It was broken under Obama too. It needs to be scaled back but also be useable for those who qualify.

Kozmozag said:

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No one should be entitled to a lawyer at government expense.

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Agreed. And doctors shouldn't have to treat patients that cannot afford it either.

Kozmozag said:

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No one should be entitled to a lawyer at government expense.

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Agreed. State and local governments should be able to railroad people with capital murder charges with a million dollar prosecution team while some poor schmuck defends himself.

Theres no way with a weekend/early morning job you'd make enough to graduate from A&M without debt. That window was starting to close when you came through, and had effectively slammed shut by the time i got to campus in 04.

Kozmozag said:

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No one should be entitled to a lawyer at government expense.

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Doesn't that give the government the ability to outspend you and make political prosecutions easier? I don't think the truly indigent should be stuck without counsel.

FrioAg 00 said:

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It's a mindset difference and unless it changes, America is not going to be what it once was.

I graduated without debt, becuase I had a weekend job plus I unloaded trucks every morning at the crack of dawn before classes. I also worked my tail off in retail at every Thanksgiving, Xmas, spring break and summer (around summer school hour of course).

Meanwhile my dad restored cars at night after his regular job, so he could see one each semester to cover the tuition chunks. And that's why I graduated a year faster - that was 2 less cars my dad had to rebuild.

Today there are a whole bunch of losers debating the best ways to spend the taxes I'm forced to pay, and how much more they can extract.

You have posters here posting sob stories about the poor people who should benefit more from me paying more, including students who didn't make the necessary sacrifices to pay for college. You have one poster in particular blaming people with my title for everything they don't like about how the real world works.


We have lost touch with economic reality.

---

Alternatively - I graduated with debt after having a job and getting a couple degrees. I had just as good a college experience (maybe better) as my wife. Walked out with a good chunk of student loans and paid them all off. My spoiled wife had zero debt and thought that I must have been some sort of financial dullard. Paid the loans off on time and now she reminds me that I make more than her while having had more fun in college.

There's more than one way to pay for school. Mine just involves PAYING YOUR DEBTS.

I have student debts. I am paying them off. The only caveat that no one seems to be addressing regarding the difference in college costs pre and post government involvement.

I agree that the market will level and some of these arts degrees will hopefully not be funded by student loans in the future (if you want an art history major, you will have to fund that yourself). However, when the government waded into the student loans game, ALL degrees became more expensive because all colleges saw fit to get as much money from the government through students and their loans, as possible.

I went to school and left with a loan that could have bought me a really nice car. I went back to school 6 years later for college costs equating to a really nice SUV. You can argue all you want about paying back debt, but the costs of college from one generation to the next is not even remotely the same.

I will add that I am happy to pay my debt. I took them on with the knowledge and foresight that I would have a job that could pay them off. But arguing that because you paid for college with no debt by working and taking out a small loan and then paying it off is slightly different due to what our government and the colleges decided to do to students.