Anybody have any experience with or recommendations for any of the services out there. I assume they offer plans similat to AAA but I was wondering if the plans cover a specific person or if it is watercraft specific?

Depends on where you keep your boat. Tow boat USA kept their boat in Port A and sea tow was down at marker 37. They will both come after you, but one may take alot longer depending on where you are. Pay for the full year of coverage, its good insurance. Also, if you travel past 75 miles offshore, one of them will charge you extra (can't remember which one though...)

We had sea tow and it followed me one whatever boat I was on, not boat specific.