Yes, if I was at a computer right now, I would be putting money down, but I'm at a typewriter.
My concern is that one question with the Heat is on their legs. Are they losing these games now because they are tired or disinterested & waiting for the playoffs to start? To me, they address the tired by resting the players more, which doesn't help the spread, and playing the Bobcats isn't going to help the disinterested aspect.
I think you make money on the bet by taking the Heat, but there are reasons for you not to bet the farm.