Nope.RockOn said:
Hopefully not holding that JEPI in a taxable account. woof.
I had some annoying stock broker tried to pitch me this the other day. I told him I wasn't interested - period, he STILL calls me.cryption said:
I've liked QYLD
I see this a lot.. why is everyone so scared of the taxes?techno-ag said:Nope.RockOn said:
Hopefully not holding that JEPI in a taxable account. woof.
Great thoughts. It's just my preferred Roth stock atm.JuanDurfel said:I see this a lot.. why is everyone so scared of the taxes?techno-ag said:Nope.RockOn said:
Hopefully not holding that JEPI in a taxable account. woof.
You should still see ~6% to 8% net returns after tax.
Yes, the monthly dividends are going to get taxed as ordinary income at the higher tax bracket.. but that's the name of the game with the JPMorgan Equity Premium Income fund.
JEPI is all about having 'liquid' income. I think too many people confuse JEPI as a growth vehicle instead of a cash savings alternative. Use JEPI as an income vehicle to fund other stocks/investments. If you need the money.. you can pull it out, and have it ready to deploy in a few days.
A tax advantage account is not income since its locking your money up.
TL;DR Nothing wrong with putting JEPI in a tax advantage account.. but why is everyone so scared of taxes?
BenTheGoodAg said:
Yes!
Next up: People who complain about making more money bouncing them into the next tax bracket.
bless their hearts.BenTheGoodAg said:
Yes!
Next up: People who complain about making more money bouncing them into the next tax bracket.
4D chess is staying unemployed so you pay less taxesWoMD said:BenTheGoodAg said:
Yes!
Next up: People who complain about making more money bouncing them into the next tax bracket.
Well if that happens, then what's even the point?
Thanks. And nothing wrong with that!techno-ag said:
Great thoughts. It's just my preferred Roth stock atm.
JuanDurfel said:4D chess is staying unemployed so you pay less taxesWoMD said:BenTheGoodAg said:
Yes!
Next up: People who complain about making more money bouncing them into the next tax bracket.
Well if that happens, then what's even the point?
It's dropped 60% in five years. no thanks.gougler08 said:
Anyone like SDIV or too risky?
I dunno. Good article on it in the WSJ today. They pointed out its dividends are taxed as regular income instead of capital gains, which is good to know if you have it in a taxable account.LMCane said:
I'm going to ask my current 401K admin if they accept JEPI
if so, is that something where there is a large risk of the price collapsing if I want to hold for 25 years?
Does that get special REIT taxing?SeanG512 said:
Realty Income….ticker symbol "O"
Looking at JEPI it is 85% invested in stocks and 15% in S&P500 index call options. So it seems like in addition to the risk in the equities, there is a risk of losing 15% off the top if the market goes opposite of the bets placed.LMCane said:
I'm going to ask my current 401K admin if they accept JEPI
if so, is that something where there is a large risk of the price collapsing if I want to hold for 25 years?
Have you looked at SLVO? What's your risk assessment with their covered calls?Section327Ag said:Looking at JEPI it is 85% invested in stocks and 15% in S&P500 index call options. So it seems like in addition to the risk in the equities, there is a risk of losing 15% off the top if the market goes opposite of the bets placed.LMCane said:
I'm going to ask my current 401K admin if they accept JEPI
if so, is that something where there is a large risk of the price collapsing if I want to hold for 25 years?
Section327Ag said:Looking at JEPI it is 85% invested in stocks and 15% in S&P500 index call options. So it seems like in addition to the risk in the equities, there is a risk of losing 15% off the top if the market goes opposite of the bets placed.LMCane said:
I'm going to ask my current 401K admin if they accept JEPI
if so, is that something where there is a large risk of the price collapsing if I want to hold for 25 years?
kyle field 94 said:Section327Ag said:Looking at JEPI it is 85% invested in stocks and 15% in S&P500 index call options. So it seems like in addition to the risk in the equities, there is a risk of losing 15% off the top if the market goes opposite of the bets placed.LMCane said:
I'm going to ask my current 401K admin if they accept JEPI
if so, is that something where there is a large risk of the price collapsing if I want to hold for 25 years?
Pretty sure that they are long stocks and sell call options against these stocks. They generate income from theoption sales.
They are not long options (I don't think so)
In a falling market and sideways market this will out perform an all stock portfolio
In a rising stock market, this will under perform due to the short call's limiting the potential upside in the market
