Selling stock for house down payment ?

2,156 Views | 14 Replies | Last: 23 days ago by Chipotlemonger
aggiegolf86
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6:50p, 4/6/26
AG
Closing on a new house in 3 weeks. Planned on selling about 7-10 days before but with everything going on in Iran thinking about selling in the next day or 2.

Smart move or wait another week?
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Hill08
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7:34p, 4/6/26
Very easy decision. If you think they will open the strait tomorrow, then wait. Otherwise, the market will dip, so sell some tomorrow
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OldArmyCT
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4:51a, 4/7/26
AG
Timing the market always works, it never fails, go ahead and take your time.
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CS78
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7:44a, 4/7/26
If you know you need the money soon, sell now. How would you feel if we had a black monday event while you were waiting?
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hamean02
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8:12a, 4/7/26
AG
I'm not a finance guy so FWIW

personally, time is not your friend. I would make eight equal withdrawals of 12.5% of the total amount and space it over the next 2.5 weeks. basically DCAing the withdrawal.
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Marauder Blue 6
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In reply to hamean02 • 10:27a, 4/7/26
AG
hamean02 said:
I'm not a finance guy so FWIW

personally, time is not your friend. I would make eight equal withdrawals of 12.5% of the total amount and space it over the next 2.5 weeks. basically DCAing the withdrawal.

There's no need to unnecessarily overcomplicate it like this. Just take the money out and be thankful that you've found a home that you can afford and pay for. That's rare these days.
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The Pilot
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10:28a, 4/7/26
AG
Yesterday would have been better than today. Good luck with the timing.
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GeorgiAg
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10:44a, 4/7/26
AG
Depending on your portfolio, you can be strategic about WHAT you sell.

Put your portfolio into A.I. and see what it says to sell. Not that you blindly follow it, but you can see its analysis and why it chose what it did.
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Kansas Kid
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11:11a, 4/7/26
Money you needed to spend in the near term coming from investments should have been in cash or money market funds when the decision was made to spend it. The next best time is today.
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flashplayer
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11:16a, 4/7/26
AG
What stocks are you choosing between?
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Hill08
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4:48p, 4/7/26
Sounds like a two week cease fire. Looks like you timed the market this week. Congrats
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Fredd
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8:48p, 4/7/26
AG
Tomorrow?
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techno-ag
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11:30a, 4/8/26
AG
Margin loan.
The left cannot kill the Spirit of Charlie Kirk.
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YouBet
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In reply to Marauder Blue 6 • 12:05p, 4/8/26
AG
Marauder Blue 6 said:
hamean02 said:
I'm not a finance guy so FWIW

personally, time is not your friend. I would make eight equal withdrawals of 12.5% of the total amount and space it over the next 2.5 weeks. basically DCAing the withdrawal.

There's no need to unnecessarily overcomplicate it like this. Just take the money out and be thankful that you've found a home that you can afford and pay for. That's rare these days.

This. We way overthink stuff on this board at times.

I mean, how much gain/loss are we really talking about on a down payment anyway? Few hundred dollars?

You have a known, for sure event imminently happening and you need cash for it so make sure you have the cash now.
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Chipotlemonger
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In reply to YouBet • 1:18p, 4/8/26
AG
Quote:
We way overthink stuff on this board at times.

Amen to that.

Quote:
You have a known, for sure event imminently happening and you need cash for it so make sure you have the cash now.


Yes get that cash in hand now. You don't want any hiccups or institutional delays happening that would cause stress or even cause the purchase to rescind.
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