Posting as an FYI and would also be interested to hear if BTC is coming up regularly yet for those who work in lending. If so, how do you envision the market reacting to companies like this over the next few years?

Podcast is roughly an hour long but is a good listen.

https://ledn.io/en/loans-product

Podcast: https://open.spotify.com/episode/61VEzHYeqXdGHJ1IabQQmh?si=D-9PvExMSZywhV8L-m-gtA&context=spotify%3Acollection%3Apodcasts%3Aepisodes

Currently, they admit they can't compete with the traditional mortgage products while rates are sub-4% but "hope" to be there within 12 months. It seems like their typical customer(at the moment) is someone who may not have the income to qualify for a conventional mortgage but took a flyer on BTC and are "BTC wealthy".

Their mortgage product is expected to be approved in the US in 2022.

I'm confused about how they'd work for a mortgage. Would the property be serving as collateral AND btc also as collateral?

Are there reliable hedges for btc? So the lender could hedge that exposure?

I work in the mortgage world and I think it has to be one of the most regulated industries in existence.

Btc to secure a small personal loan seems reasonable. When you get into the mortgage world it seems a lot more challenging imo.

This seems to be catching on. Miami based company has a mortgage offering.

https://www.milocredit.com/crypto/

https://www.insurancejournal.com/news/southeast/2022/01/26/650792.htm