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Today's 15 year conventional rates?

2,584 Views | 10 Replies | Last: 3 yr ago by jja79
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6:53p, 6/21/22
AG
Primary residence property near The Woodlands - listed at $950K, about $300K down (to avoid PMI and Jumbo?), and assume perfect credit and plenty of cash in the bank.

What are the today's rates for a 15 year?
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LostInLA07
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In reply to Premium • 7:15p, 6/21/22
AG
I've seen Jumbo rates better than conforming!
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7:19p, 6/21/22
AG
Go on….

Any numbers Jumbo or other would be helpful.
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LostInLA07
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In reply to Premium • 7:24p, 6/21/22
AG
Used to work at Chevron but you don't have to be a current or former employee to find a way to a membership.

https://www.chevronfcu.org/rates
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jja79
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9:12p, 6/21/22
AG
If you'd look ar a 10/1 ARM 4.375% with 0 points. Conforming or jumbo no difference in rate.
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In reply to jja79 • 9:20p, 6/21/22
AG
jja79 said:
If you'd look ar a 10/1 ARM 4.375% with 0 points. Conforming or jumbo no difference in rate.


Jed, correct? My parents are looking to close in July. My wife
emailed you earlier tonight? This loan sounded similar to the one you helped us with a few years ago.
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jja79
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In reply to Premium • 9:26p, 6/21/22
AG
I'll be sure to reply in the morning and yes, same program.
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TxLawDawg
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In reply to jja79 • 6:14p, 6/22/22
AG
jja79 said:
If you'd look ar a 10/1 ARM 4.375% with 0 points. Conforming or jumbo no difference in rate.
10/1 ARM over 15 year term? Do you offer that for a construction loan?
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jja79
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In reply to TxLawDawg • 6:34p, 6/22/22
AG
30 years but no prepayment penalty so you can pay it as a 15.
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ALL IN 2013
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In reply to jja79 • 8:23a, 6/25/22
AG
Can you pm me your contact info? Thank you
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jja79
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In reply to ALL IN 2013 • 10:07a, 6/25/22
AG
Sent.

I'm hopeful this will may be a bit better next week.
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