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House fire total loss

546 Views | 12 Replies | Last: 31 min ago by Choward4
bam02
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AG
Today was a long, tough day. Lost our home to a fire this morning. We all got out safe (wife, kids, dogs) so we are counting our blessings.

I just wanted to start this as I'm sure there are experts here who might be able to help guide us through the recovery/insurance process.

Prayers are welcome!
jja79
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AG
T&P for you and your family. Great to hear all are safe.
MS08
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Wow, sorry OP. Glad your loved ones and family are safe. They are irreplaceable. Lean on your community/church/support network in such a trying time. What are/an are you in?
bam02
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It's been truly overwhelming how people have come out to help us.
OnlyForNow
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AG
When your ready no please share your story, what happened - plan get out etc
Red Pear Felipe
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AG
I'm sorry to hear that. Do you have an idea where the fire started? I'm glad your family got out safely.
Sponsor Message: We Split Commissions. Full Service Agents in Austin, Bryan-College Station, Dallas-Fort Worth, Houston and San Antonio. Red Pear RealtyAustin Monthly
Got a Natty!
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AG
bam02 said:

It's been truly overwhelming how people have come out to help us.

Do yall need any clothing? We only have adult clothes. How can I get yall a gift card for food?

I live in San Antonio.
bam02
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I will post the story at some point. Hopefully soon.
MS08
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What location are you in OP?
agnerd
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1. get your family stabilized
Call your insurance agent and review your policy. You likely are covered for an extended hotel stay. Go buy all the essentials you need and keep the receipts. Take photos with your phone so you will always have access to them. Start a spreadsheet to track them all.
Let the kids' teachers know. That kind of loss can be hard for kids to deal with. Most teachers have experience with kids going through a loss and can help ease that transition.

2. consider next steps
Do you want to rebuild? Are you willing to wait 9-12 months for a new house? Would you rather move to a new place now? That decision will affect whether you need to find a house or an apartment to rent and for how long.

bam02
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SA
bam02
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agnerd said:

1. get your family stabilized
Call your insurance agent and review your policy. You likely are covered for an extended hotel stay. Go buy all the essentials you need and keep the receipts. Take photos with your phone so you will always have access to them. Start a spreadsheet to track them all.
Let the kids' teachers know. That kind of loss can be hard for kids to deal with. Most teachers have experience with kids going through a loss and can help ease that transition.

2. consider next steps
Do you want to rebuild? Are you willing to wait 9-12 months for a new house? Would you rather move to a new place now? That decision will affect whether you need to find a house or an apartment to rent and for how long.




Thanks. Luckily my kids are 16 and 13 so they are somewhat independent. We sadly have kind of neglected them since the fire happened, but they were with friends or family while we were dealing with all the stuff at the house. Will definitely be having frequent check ins with them to make sure they're OK. My daughter is the 16-year-old and she's very stoic and a good way in a bad way but she has been very emotional about this.

Those are their schools have been super supportive so that helps

We hope to be able to stay and rebuild right where we were. We love the lot we were on in the neighborhood we are in. I really don't understand all the steps of how it works with insurance and rebuilding yet.

Choward4
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I operate an emergency services business that deals with this and we do not serve the SA area but would be happy to help go through the steps you're going to be taking with insurance and contractors. Feel free to PM me.
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