Commercial Mortgage Rates

1,117 Views | 9 Replies | Last: 9 days ago by El Hombre Mas Muerto
Jason_Roofer
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
9:06p, 5/17/26
What is the lowest commercial mortgage interest rate that can be locked in for at least a five year period right now?
It would be for an established business with good credit that is just coming out of its fixed rate term.

Please DM for more details or if there is anyone that might be of assistance.
Reply Quote
Heineken-Ashi
User Profile Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
6:41a, 5/18/26
The 5-year treasury is 4.26%. It depends on the spread you get though. You're probably looking in the 6%-7% range. But I would consult a commercial broker.
Reply Quote
Jay@AgsReward.com
User Profile
Private Message
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to Jason_Roofer • 8:26a, 5/18/26
Sponsor
AG
The property type matters quite a bit. what type of property is this?
Sponsor Message: AgsReward.com - See Reviews and Check Our 5-Star Rating on Shopper Approved.
Reply Quote
1
ReelAg6
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
2:03p, 5/18/26
There's usually about a 200-250 basis point spread over the 10 year, but that could change based on a hundred different factors.
Reply Quote
MAS444
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to Jay@AgsReward.com • 7:23a, 5/19/26
AG
How about a small commercial office building (2700ft2)? I've got a ballon coming up in about 1.5 years and need to refi in between now and then.
Reply Quote
Dr T and the Women
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
7:36p, 5/19/26
AG
Owner occupied usually helps in terms of rate

I just got 6.25 if that helps
No material on this site is intended to be a substitute for professional medical advice, diagnosis or treatment. See full Medical Disclaimer.
Reply Quote
1
Bitter Old Man
User Profile Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to Dr T and the Women • 9:58a, 5/20/26
AG
Dr T and the Women said:
Owner occupied usually helps in terms of rate

I just got 6.25 if that helps

Owner Occ definitely helps, but it also helps when you're a doctor. If Jason is a roofer, he's probably not in the same credit pricing box as an MD.
Reply Quote
Dr T and the Women
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
11:10a, 5/20/26
AG
True

But that rate was a published rate on a apartment building

So not owner occupied on that last one

Austin telco

Same rate now on the website
No material on this site is intended to be a substitute for professional medical advice, diagnosis or treatment. See full Medical Disclaimer.
Reply Quote
MAS444
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
12:19p, 5/20/26
AG
I'm owner occupied. I actually have 2 years left at 4% ...so holding on to that as long as possible.
Reply Quote
El Hombre Mas Muerto
User Profile Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
1:01p, 5/20/26
Lots of good answers here. Owner occ will help get your leverage up and keep rates down compared to a general CRE term loan.
Reply Quote
Refresh
Page 1 of 1
 
×
subscribe Verify your student status
See Subscription Benefits
Trial only available to users who have never subscribed or participated in a previous trial.