The improper financial aid charge, as it was told to me, was that Knoll had the 5th year guys giving their extra scholarship money to the underclassmen and letting them live rent-free. It was the understood deal that when you're a freshman you get some extra money to help with your expenses and then when you're a 5th year senior Knoll helps you get a cush job so you have some extra $ and can "share" with the rest of the team.
I hate to say this because it is definitely cheating, but you have to respect how close and unselfish the team was that this could even work. It's kind of like Jim Tressel, where you can see that he was a great coach and did a lot of things right, and you just scratch your head because of the stupid stuff he did wrong.
I also don't think we should point fingers too much at cheating, because Denton was MAJORLY cheating at A&M-Corpus - stuff that makes the Baylor thing look mild. With brilliant timing, he barely got out the door in time and got this job before the NCAA hammered A&M Corpus with the worst penalties to a tennis program that I have ever heard of.
I read a quote the other day that if the NCAA made the rulebook for life, we would all be permanently suspended! Pretty much true. I think most successful programs commit a lot of violations, some on purpose, some on accident. If you look at A&M's past, we are no exception.