Howdy Ags,
Wanted to share my refinance experience. As some of you know I opened a mortgage lending office in Tyler (My City Mortgage), but we recently refinanced our personal home with the company I am now working for. We finished our new construction back in Feb 2020 and closed on our forever home at 3.25%. Over that time I made a transition from healthcare into mortgage lending and learned a lot about the different programs. Since I am retired military, we did a VA home loan originally so we did a VA streamline loan which was really easy to do when we refinanced. I was able to get a 2.5% rate and that saved us over $200 a month. I say all that to let you know the rates are great right now and if you haven't looked into a refinance to see if it makes sense...now may be the time. Rates are starting to climb back up and if you have considered it at all, you may want to just check where you might be at.
I would be happy to look at your situation and help find the best rate for you and let you know if it makes sense in your situation. Let me know if I can help.
God bless & Gig Em!
Brian Bailey
NMLS 1995725
bbailey at gomycity.com
Phone number is in my profile
Wanted to share my refinance experience. As some of you know I opened a mortgage lending office in Tyler (My City Mortgage), but we recently refinanced our personal home with the company I am now working for. We finished our new construction back in Feb 2020 and closed on our forever home at 3.25%. Over that time I made a transition from healthcare into mortgage lending and learned a lot about the different programs. Since I am retired military, we did a VA home loan originally so we did a VA streamline loan which was really easy to do when we refinanced. I was able to get a 2.5% rate and that saved us over $200 a month. I say all that to let you know the rates are great right now and if you haven't looked into a refinance to see if it makes sense...now may be the time. Rates are starting to climb back up and if you have considered it at all, you may want to just check where you might be at.
I would be happy to look at your situation and help find the best rate for you and let you know if it makes sense in your situation. Let me know if I can help.
God bless & Gig Em!
Brian Bailey
NMLS 1995725
bbailey at gomycity.com
Phone number is in my profile