Damn. Some of these numbers are nuts.

With 10 years to go of just us ….. 4Runner and Kicks, 1200 via AAA home and auto

Farm Bureau was $2k more than my current home insurance cost.

$11,800 annually for four drivers with youngest being 20 and 17. Daughter's car totaled in a wreck (she was not at fault) and had to file on our policy as at fault driver was uninsured.

Complete Idiot said:

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zooguy96 said:

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Complete Idiot said:

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mm98 said:

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Complete Idiot said:

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$11,400 for 5 cars and 16 and 18 year old drivers plus a claim from my wife when she hit a stationary object. :|

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Username checks out...

I'm kidding . Feel sorry for your wallet. That sucks man.

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I got a couple quotes 2 years ago, after 34 years with USAA without shopping, but no one beat USAA. I am going to shop Farm Bureau based on replies above.

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USAA's rates are based on what level of USAA you are on. We were a lower level, erego the cheaper rate for farm bureau.

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Although I've been with them since I was 16 - 36 years! - I backdoored in since my mom worked for USAA at the time. Have no military service history so I believe I am also on the lower level.

Best way to initiate a Farm Bureau quote is....?? Should I start herehttps://www.fbfs.com/request-a-quote

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Look on your policy to see what company of USAA you are written with.......if its CIC you're getting a manual rate with no downward deviation. If it's their county mutual company you're paying a rate above manual. If you are or were an active military officers in any branch of the US armed services you should be in the company that gives a discount off of the manual rate.