So here with in the next couple of months, I should be in the market for a new f150. I hear December is a good month to buy with the end of the year and all. I would love to find another ford credit 0% financing offer. I know at this moment, that's not going on but I hope it will return soon. Anyone have any thoughts on this? I'm wondering if I should wait a bit or go ahead now since 0% financing may not be a thing for a very long time? Anyone have any insight?
Thanks!

I'm seeing 3.9% online right now. I doubt you will find 0% but should be able to find a deal with it being end of the year. They begin producing 2026 models in December.

I paid $3500 under invoice in October. That included $500 in incentives.

I think the current finance offer is 1.9/2.9/3.9/4.9 for 48/60/72/84 months. So if you're willing to go for a short term you can get a pretty damn good rate.

I bought my f150 tremor in late September and financed through ford for 2.9% for 60 months, 0 was on the table but that required 36 months.

The incentives for f150s (xlt) are pretty good right now. If you wait, inventory will get lower. You have more options now if that is important for color, etc.

https://www.ford.com/trucks/f150/2025/offers/

If you are a Farm Bureau customer, you get another discount. If you need a contact, I can connect you with one at Bill Fick Ford in Hunstville.

You could also wait for Truck Month. (joking...)

Ducks4brkfast said:

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Less Evil Hank Scorpio said:

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I think the current finance offer is 1.9/2.9/3.9/4.9 for 48/60/72/84 months. So if you're willing to go for a short term you can get a pretty damn good rate.

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When did 48 months become short term?

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It's short to me because I am gonna keep the vehicle 10 years or longer.