I like him, Rabbit Pitts, and the VinWiki clips in my algorithm.

We had to buy Mrs LOYAL AG a car at pretty much exactly the wrong time for us when her 4 yo Ford Escape transmission failed at 117k miles. It became a known problem but we were always ahead on mileage so Ford wasn't interested in doing anything about it. We had rolled negative equity it that car from a terribly frivolous car purchase so there we were with a car we couldn't afford to fix that was about $9k upside down. Credit scores were pretty low to be nice. We were helped tremendously by knowing the principal and finance manager at a dealership in the area and they sold us a 2 year old Cadillac SRX at their cost with no mark up on the loan and we rolled that negative equity into the Caddy. For the entire life of the loan we put that car outside anything the weather threatened hail. We paid it off a few years ago and still have it though I think we'll replace it next year finally.

At some point someone needs to sit these people down and tell them to pay off their damn car before getting another one. Or lease them so there's no equity concerns. It seems cars are the place where people make the dumbest decisions.

@NFLPlayerProps said:

---

maverick2076 said:

---

I sold Nissans for a couple of years about 25 years ago. Learned a lot about people, how stupid they are, and the dumb **** they will do to try to get in a new car.

---

Same but with Chevys. Lots of crazy stories, but my most memorable moment was when a woman exploded in anger and cussed me out because I typed "35,000 / 60" into a calculator to show her that she could not buy the Trailblazer she wanted for zero down payment and $300 a month.

---

When I was selling in the late 80's a young woman comes in with a pristine Chevette she was $5k upside down in.

They buy the payment, if they say the wrong payment for the wrong car, they get buried. Ironically there is so much data out there on car prices, you should never get burned.

LOYAL AG said:

---

We had to buy Mrs LOYAL AG a car at pretty much exactly the wrong time for us when her 4 yo Ford Escape transmission failed at 117k miles. It became a known problem but we were always ahead on mileage so Ford wasn't interested in doing anything about it. We had rolled negative equity it that car from a terribly frivolous car purchase so there we were with a car we couldn't afford to fix that was about $9k upside down. Credit scores were pretty low to be nice. We were helped tremendously by knowing the principal and finance manager at a dealership in the area and they sold us a 2 year old Cadillac SRX at their cost with no mark up on the loan and we rolled that negative equity into the Caddy. For the entire life of the loan we put that car outside anything the weather threatened hail. We paid it off a few years ago and still have it though I think we'll replace it next year finally.

At some point someone needs to sit these people down and tell them to pay off their damn car before getting another one. Or lease them so there's no equity concerns. It seems cars are the place where people make the dumbest decisions.

---

OK... you've unlocked some funny repressed memories regarding Hurricane Harvey.

My oldest is Class of 2017 Education major from A&M. Her first year teaching school in Houston, she got the double whammy of:

• Hurricane Harvey
• Houston Astros win the World Series

Both of those, I was like - honey, that is NEVER going to happen again (speaking as a lifelong Astros fan). And of course my 'Stros won in 2022 - proving me wrong.

During Harvey, I was living in Sydney and my WT cousin was on her 3rd husband (of 5 as of this writing).

They were living in Dickinson and shared a bunch of pictures during the storm. What I couldn't get over was the pictures where they would show their street flooded with some cars parked in the street that were flooded and other cars parked in the driveway close to the house that were fine.

I asked my cousin's 3rd husband what the deal was with the flooded cars parked in the street while there was ample space in the driveway and he reckoned that they were trying to get out from under the payment.

That's a very interesting strategy, try to destroy your car and get an insurance claim so it will go away. But, I guess people do that.

HollywoodBQ said:

---

LOYAL AG said:

---

We had to buy Mrs LOYAL AG a car at pretty much exactly the wrong time for us when her 4 yo Ford Escape transmission failed at 117k miles. It became a known problem but we were always ahead on mileage so Ford wasn't interested in doing anything about it. We had rolled negative equity it that car from a terribly frivolous car purchase so there we were with a car we couldn't afford to fix that was about $9k upside down. Credit scores were pretty low to be nice. We were helped tremendously by knowing the principal and finance manager at a dealership in the area and they sold us a 2 year old Cadillac SRX at their cost with no mark up on the loan and we rolled that negative equity into the Caddy. For the entire life of the loan we put that car outside anything the weather threatened hail. We paid it off a few years ago and still have it though I think we'll replace it next year finally.

At some point someone needs to sit these people down and tell them to pay off their damn car before getting another one. Or lease them so there's no equity concerns. It seems cars are the place where people make the dumbest decisions.

---

OK... you've unlocked some funny repressed memories regarding Hurricane Harvey.

My oldest is Class of 2017 Education major from A&M. Her first year teaching school in Houston, she got the double whammy of:

• Hurricane Harvey
• Houston Astros win the World Series

Both of those, I was like - honey, that is NEVER going to happen again (speaking as a lifelong Astros fan). And of course my 'Stros won in 2022 - proving me wrong.

During Harvey, I was living in Sydney and my WT cousin was on her 3rd husband (of 5 as of this writing).

They were living in Dickinson and shared a bunch of pictures during the storm. What I couldn't get over was the pictures where they would show their street flooded with some cars parked in the street that were flooded and other cars parked in the driveway close to the house that were fine.

I asked my cousin's 3rd husband what the deal was with the flooded cars parked in the street while there was ample space in the driveway and he reckoned that they were trying to get out from under the payment.

That's a very interesting strategy, try to destroy your car and get an insurance claim so it will go away. But, I guess people do that.

---

Thats kind of sad but probably true. I always did it tongue in cheek but my Jeep was paid for and so was our daughter's car so why not? We had a 2 car garage so something had to go outside and get hailed on, why not the one where the gap insurance was going to pay off the negative equity for me?