Businesses not accepting cash

6,336 Views | 52 Replies | Last: 2 yr ago by Stat Monitor Repairman
bullard21k
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I'm sure I'm completely out of the loop on this but I just went to a nice restaurant to pickup a to go order and forgot my CC; only had cash. They indicated they no longer take cash.

I've heard of not taking certain bills/coins and not making change but this is my first experience with removing cash payments completely.

Is this a new occurrence and do we think this a trend that will continue?
bmks270
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Continuing trend.
BenTheGoodAg
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Is that really legal?

"This note is legal tender for all debts, public and private"
Casey TableTennis
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BenTheGoodAg said:

Is that really legal?

"This note is legal tender for all debts, public and private"



Buying a product or service does not constitute a debt.

I think it is a horrible business practice, but I respect a businesses ability to make this their policy. Also hope local competitors eat their lunch.
QuantumNoodle
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BenTheGoodAg said:

Is that really legal?

"This note is legal tender for all debts, public and private"

Ever paid cash at Amazon?
AggieFrog
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bmks270 said:

Continuing trend.


Good trend. Even better is contactless. I carry a DL & 1 card now - soon neither will be necessary.
Fitch
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It's all over the place in NYC, which is probably the most extensive market of cashless transactions in the US (ignoring online) but far from the sole standard practice. I see it every now and then in Houston, but it's an exception not norm.

I've actually found more than a couple businesses that have gone to Venmo or other "non-traceable" transaction platforms as preferred or only way to pay. Found that interesting.
SteveBott
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I think it would be highly dependent on the industry. Quick stops? They will take cash for a long time. Other services? Maybe cash is so small a percentage of their business they can get by fine.

FYI my three kids 29, 26, 23, none of them ever carry cash. I mean never. Couple of months ago I complained I had too much change and my daughter said I was the only one in the family that even had change.
SteveBott
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Oops wrong thread
Tibbers
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bullard21k said:

I'm sure I'm completely out of the loop on this but I just went to a nice restaurant to pickup a to go order and forgot my CC; only had cash. They indicated they no longer take cash.

I've heard of not taking certain bills/coins and not making change but this is my first experience with removing cash payments completely.

Is this a new occurrence and do we think this a trend that will continue?


The amount of money it takes for businesses to incur taking cash far outweighs the very few it inconveniences. Think about the cost of paying armored car service like brinks to replenish the coffers, the cost incurred and trust needed to count down drawers or even out safes. It's a needless expense.
Sully Dog
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RockOn said:

BenTheGoodAg said:

Is that really legal?

"This note is legal tender for all debts, public and private"

Ever paid cash at Amazon?
I have at Whole Foods
Deplorable Neanderthal Clinger
Drawkcab
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I ran into this for the first time last weekend at the Paycom Center in OKC. It's totally cashless. It's about time companies joined the 21 century. The only two times I carry cash are after receiving it as a gift for Christmas or my birthday
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administrative errors
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FAT SEXY said:

I have nothing to add but this Doomer outlook:

The eventuality of a cashless society could lead humanity to levels of tyranny never before imagined.


Could lead is leading*

Yeesh. The metadata generated from cashless could feed all sorts of tyrannical AI's...
***
Coming soon:
AE Ventures - sooner than soon
*Psychedelic Retreats
*Physical and mental exercises
*Addiction services

Step 3: property found

Step 4: set date

Step 5: plan agenda for participants, food, logistics etc, integration and counseling post-experience

Step 6: long-term planning

I am amped.
evestor1
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I also run into many people that don't have checks or ability to get them.

wbt5845
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Drawkcab said:

I ran into this for the first time last weekend at the Paycom Center in OKC. It's totally cashless. It's about time companies joined the 21 century. The only two times I carry cash are after receiving it as a gift for Christmas or my birthday
Most sports venues have gone cashless. They even provide reverse ATM machines where you put in cash and get a card back.
wbt5845
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evestor1 said:

I also run into many people that don't have checks or ability to get them.
My kids all use online banking. If they need to write a check, they go online, enter the info, and their online bank mails a check.
Fitch
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Have to say I'm starting to (somewhat) resemble that remark. I think I've written one check in the last year. Took dang near forever to find the checkbook.
Mas89
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Kyle field- the concessions on the west side first deck did not take cash this year. Sent my kid with cash and he came back asking for Cc.

I'm old almost but usually use cash at restaurants. The five or ten minutes it takes to pick up the card and run it then return to the table I can leave the right amount of cash with the bill and be gone.
AggieFrog
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Mas89 said:

Kyle field- the concessions on the west side first deck did not take cash this year. Sent my kid with cash and he came back asking for Cc.

I'm old almost but usually use cash at restaurants. The five or ten minutes it takes to pick up the card and run it then return to the table I can leave the right amount of cash with the bill and be gone.

Lots of restaurants now run the card right at the table these days. No waiting on them to come back with the card.
ATM9000
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Mas89 said:

Kyle field- the concessions on the west side first deck did not take cash this year. Sent my kid with cash and he came back asking for Cc.

I'm old almost but usually use cash at restaurants. The five or ten minutes it takes to pick up the card and run it then return to the table I can leave the right amount of cash with the bill and be gone.

I know what you are saying… but surely you aren't paid in physical cash right? So that means you probably have to actively then got and get cash. What about the 5 or 10 minutes it takes to go to the ATM machine or drive thru teller or whatever to actually go get the cash?

Cash never saves time. I live in a large city abroad right now and in the last year and a half, I've utilized wallet on my phone and paid that way for all but probably 4 or 5 transactions in 18 months and 2 of those were at a school charity thing for my son. When I opened my bank account here I got probably $275 worth of the local currency here and I haven't gotten more cash since then. Cashless is so convenient, generally way faster since there's no change exchanging and stuff, safer and all around just less of a hassle. I always carry a little cash for emergencies but it's just kind of pointless in the vast majority of situations.
administrative errors
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The small gain in time savings is worth how much? All of your transactional data?
***
Coming soon:
AE Ventures - sooner than soon
*Psychedelic Retreats
*Physical and mental exercises
*Addiction services

Step 3: property found

Step 4: set date

Step 5: plan agenda for participants, food, logistics etc, integration and counseling post-experience

Step 6: long-term planning

I am amped.
ATM9000
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administrative errors said:

The small gain in time savings is worth how much? All of your transactional data?

Eh… I mean let's be grown ups about it yeah? Google ads and the smartphone you carry around everywhere and has lots of data around where you've been, who you know, what you browse… and yes… probably what your purchasing patterns are to an extent. Using cash at the Arby's or at Best Buy vs. you smartphone wallet isn't suddenly going to break the code on your private data. That's all happened already.

It is the price we all pay for 'convenience'.
YouBet
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Tibbers said:

bullard21k said:

I'm sure I'm completely out of the loop on this but I just went to a nice restaurant to pickup a to go order and forgot my CC; only had cash. They indicated they no longer take cash.

I've heard of not taking certain bills/coins and not making change but this is my first experience with removing cash payments completely.

Is this a new occurrence and do we think this a trend that will continue?


The amount of money it takes for businesses to incur taking cash far outweighs the very few it inconveniences. Think about the cost of paying armored car service like brinks to replenish the coffers, the cost incurred and trust needed to count down drawers or even out safes. It's a needless expense.
This is truth. Plus the petty theft expense/risk of keeping it. My industry went cashless a few years ago.

I have yet to personally see this in the retail/restaurant world though. Closest thing I've seen is Spec's 5% discount if you use debit over credit which is sort of against the OP's experience in a roundabout way.
YouBet
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ATM9000 said:

administrative errors said:

The small gain in time savings is worth how much? All of your transactional data?

Eh… I mean let's be grown ups about it yeah? Google ads and the smartphone you carry around everywhere and has lots of data around where you've been, who you know, what you browse… and yes… probably what your purchasing patterns are to an extent. Using cash at the Arby's or at Best Buy vs. you smartphone wallet isn't suddenly going to break the code on your private data. That's all happened already.

It is the price we all pay for 'convenience'.
No offense but I hate this line of argument and I hear it on here all the time. We can certainly be grown ups about it and acknowledge we've all sacrificed some freedom for convenience to date, but the ongoing war for your data and thus ultimate control over you will get worse from a tyranny perspective.

And this thought process of "F* it; they already have a lot of my data from my phone so I'm just going to give in and let them own me 100%" baffles me. Complete surrender because the powers that be have subtly made it very convenient to give up doesn't sit well with me.
ATM9000
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YouBet said:

ATM9000 said:

administrative errors said:

The small gain in time savings is worth how much? All of your transactional data?

Eh… I mean let's be grown ups about it yeah? Google ads and the smartphone you carry around everywhere and has lots of data around where you've been, who you know, what you browse… and yes… probably what your purchasing patterns are to an extent. Using cash at the Arby's or at Best Buy vs. you smartphone wallet isn't suddenly going to break the code on your private data. That's all happened already.

It is the price we all pay for 'convenience'.
No offense but I hate this line of argument and I hear it on here all the time. We can certainly be grown ups about it and acknowledge we've all sacrificed some freedom for convenience to date, but the ongoing war for your data and thus ultimate control over you will get worse from a tyranny perspective.

And this thought process of "F* it; they already have a lot of my data from my phone so I'm just going to give in and let them own me 100%" baffles me. Complete surrender because the powers that be have subtly made it very convenient to give up doesn't sit well with me.


I'm not arguing '**** it. They have it all anyway.' I am arguing that they have it all because we love the convenience of it in return. This wasn't and isn't driven by the powers that be… it's driven by consumers. If it weren't that way, smartphones wouldn't be near as prolific and Amazon wouldn't be the largest retailer in the world. I know this is a subtle difference in argument… but an important one if you to consider for those that really value their privacy and data.

The post I initially responded to claimed cash is quicker (which I think anybody would be hard pressed to argue). Your post and the other one were (no offense to you and the other post) a little melodramatic. It sounds great but when you take a step back, it really makes no sense that cashless transactions are the line and not every other tech scheme you participate in where you are as much the product as you are the consumer (including Texags). At least with cashless transactions, the businesses are presumably getting some cost savings out of it rather than your data is just an additional revenue stream for them.
YouBet
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ATM9000 said:

YouBet said:

ATM9000 said:

administrative errors said:

The small gain in time savings is worth how much? All of your transactional data?

Eh… I mean let's be grown ups about it yeah? Google ads and the smartphone you carry around everywhere and has lots of data around where you've been, who you know, what you browse… and yes… probably what your purchasing patterns are to an extent. Using cash at the Arby's or at Best Buy vs. you smartphone wallet isn't suddenly going to break the code on your private data. That's all happened already.

It is the price we all pay for 'convenience'.
No offense but I hate this line of argument and I hear it on here all the time. We can certainly be grown ups about it and acknowledge we've all sacrificed some freedom for convenience to date, but the ongoing war for your data and thus ultimate control over you will get worse from a tyranny perspective.

And this thought process of "F* it; they already have a lot of my data from my phone so I'm just going to give in and let them own me 100%" baffles me. Complete surrender because the powers that be have subtly made it very convenient to give up doesn't sit well with me.


I'm not arguing '**** it. They have it all anyway.' I am arguing that they have it all because we love the convenience of it in return. This wasn't and isn't driven by the powers that be… it's driven by consumers. If it weren't that way, smartphones wouldn't be near as prolific and Amazon wouldn't be the largest retailer in the world. I know this is a subtle difference in argument… but an important one if you to consider for those that really value their privacy and data.

The post I initially responded to claimed cash is quicker (which I think anybody would be hard pressed to argue). Your post and the other one were (no offense to you and the other post) a little melodramatic. It sounds great but when you take a step back, it really makes no sense that cashless transactions are the line and not every other tech scheme you participate in where you are as much the product as you are the consumer (including Texags). At least with cashless transactions, the businesses are presumably getting some cost savings out of it rather than your data is just an additional revenue stream for them.
I get all this and agree. Maybe the distinction is closer to the government/corporate world has realized this opportunity for control and oppression has landed in their laps because of consumer preference to date and they can now take advantage of it because they have the means to do so.

IOW, it's akin to "never let a crisis go to waste" from their standpoint. So, now that they realize they can own us outright I simultaneously am bucking that realization as a consumer.
Mas89
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Yes. I've been to some when traveling. But none in my home area do. But I did just use my Cc at the to go taco shop and gave Cc to the kid standing outside with the swipe tablet at what a burger.
MaroonDynasty
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Cash disappears more in most levels of business.
Mas89
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Yes, I have a business with some cash income which I prefer over Cc payments or checks.
No, I haven't been to an atm in 30 years. But I do understand that the younger generation does not want or like cash. My nieces/ nephews never carry cash. I offered to pay an at home dog trainer in cash the other day and he said he wouldn't know what to do with cash…that's when I knew my dog was smarter than he was. I have lived thru a few natural disasters when systems/ electric were out and the few businesses open were cash only. I'll always do certain transactions in cash. Especially restaurants.
mazag08
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YouBet said:

ATM9000 said:

administrative errors said:

The small gain in time savings is worth how much? All of your transactional data?

Eh… I mean let's be grown ups about it yeah? Google ads and the smartphone you carry around everywhere and has lots of data around where you've been, who you know, what you browse… and yes… probably what your purchasing patterns are to an extent. Using cash at the Arby's or at Best Buy vs. you smartphone wallet isn't suddenly going to break the code on your private data. That's all happened already.

It is the price we all pay for 'convenience'.
No offense but I hate this line of argument and I hear it on here all the time. We can certainly be grown ups about it and acknowledge we've all sacrificed some freedom for convenience to date, but the ongoing war for your data and thus ultimate control over you will get worse from a tyranny perspective.

And this thought process of "F* it; they already have a lot of my data from my phone so I'm just going to give in and let them own me 100%" baffles me. Complete surrender because the powers that be have subtly made it very convenient to give up doesn't sit well with me.
TxAg20
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There's a taco shop in my hometown that only takes cash and there's a well known pizza place in Little Italy in New York that only takes cash. There are probably many other cash-only restaurants.

How do you tip a valet, bellhop, or line guy without cash? How do you pay cab drivers in Cabo?

I always carry cash, but only use it when I have to.
AggieFrog
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Quote:

How do you tip a valet, bellhop, or line guy without cash?
That's easy - I never valet or use a bellhop.
mosdefn14
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I go to a mid-week men's breakfast at my church. 5 years ago, there were baskets on the tables for donations towards food cost. Apparently not many put cash in, so they put a volunteer money changer at the front of the food line with a sign saying something along the lines of "Our food is complimentary, but not free".

Quite a bit of homeless (un-sheltered might be the new term) come for the warm building, food, Bible lesson etc. and the church doesn't want them to feel like they can't eat if they don't have cash - great, no problem. To "combat" that, this semester there's just a QR code at the front of the line. You're supposed to donate/pay for your food online. Big not-happening for me. Average age has to be 60 in this group, I'm curious if it's working.
YouBet
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TxAg20 said:

There's a taco shop in my hometown that only takes cash and there's a well known pizza place in Little Italy in New York that only takes cash. There are probably many other cash-only restaurants.

How do you tip a valet, bellhop, or line guy without cash? How do you pay cab drivers in Cabo?

I always carry cash, but only use it when I have to.
Some valet companies are cashless and have been for some time. I ran across one over 5 years ago here in Dallas. It's just an app like everything else these days. However, valet is still my lone use case for cash these days. I typically pull $200-300 at Christmas, and it will last me the entire year.

And I've never ran across a cabbie that wasn't cashless, but I also haven't been to Mexico in many years. The western world has been cashless with cabs for 20 years or more. Granted, I will still find cabbies that get pissed off you opt to not pay them in cash.
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