I flipped a golf cart at a very very wealthy and prominent lawyers kids bday party when another child swerved towards me and I swerved to avoid them when I was little and my arm has never been the same. I wish my mom would have done something like this. I'm sure the lawyer was savvy and protected but I am certain she could have got something. 30ish years later and my arm still isn't normal although I've managed well. I remember him riding to the hospital in our car though, surely to make sure he was protected as can be. I can imagine the dollar signs he was seeing from the settlement and the policy increase from it.