I run a small business that takes in a decent amount of business and revenues. I started building the business in 2012 and it does well but I used my personal debt and credit cards to do it.

My banker recently asked me why I have my business debt in my personal name and I didn't really have an answer. I never really thought about disconnecting the two.

What's the best way to move that personal credit card debt into business debt instead and leading to the credit card debt being wiped from my personal credit? I have the tax returns and bank statements showing my revenues and I also have a very healthy A/R and balance sheet that I've maintained over the years. Just never got around to tackling this particular problem but I'm trying to secure a personal loan and before I do so, I'd like to try and move this credit card debt out of my name and into the business.

What does your CPA say? did u reimburse yourself any of the previous years? did u take those expenses on the business at the year that they happened?