Fidelity Rollover IRA Allocations - 31 yo

Allen Gamble

Joined: Jun 26, 2011

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So I recently rolled over my last employer's 401k into an IRA through Fidelity. I currently have 50% in the FID 500 index fund.

What suggestions do y'all have to allocate the remaining funds? I'm 31 and would like to keep net expense ratio's low as possible. Thanks!

txaggieacct85

Joined: Feb 12, 2016

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In reply to Allen Gamble • 10:33a, 3/8/23

AG

VOO

4

permabull

Joined: Jan 2, 2003

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10:38a, 3/8/23

AG

80% FZROX
20% FZILX

Both are Fidelity exclusives and have zero fees

3

Dill-Ag13

Joined: Jun 10, 2009

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11:23a, 3/8/23

AG

S&P500 index and full send

10andBOUNCE

Joined: Jan 29, 2007

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2:49p, 3/8/23

AG

100% equities
0% bonds

2

txaggieacct85

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In reply to 10andBOUNCE • 3:11p, 3/8/23

AG

10andBOUNCE said:
100% equities
0% bonds

boy thats the truth. I bought my mom some bonds to lower her risk. Wow, was that a mistake.

bought a tu bond that tanked.

Since bought her some equities including BRK.B which has done well.

EliteZags

Joined: Sep 25, 2004

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5:44p, 3/8/23

AG

yall think a dude with the name Allen Gamble gonna mess around with bonds??

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aggiedaniel06

Joined: Oct 29, 2009

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In reply to Allen Gamble • 6:05p, 3/8/23

AG

Username does not check out… How disappointing!