Short term investment: CD or T bills or something similar.
Long term: voo or similar. May be some qqqm

Ensign Mayo said:

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I don't understand all this crypto stuff. I have a little bit of it and it's too volatile for my liking.

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Well, if you're looking for dividends, as you stated, you can ignore the bitcoin recommendations. Some people didn't read the question, apparently.

Some of my favorite dividend-payers:

- WEN
- BMY
- VICI
- WHF
- CHY
- CALM
- HUN

Brian Earl Spilner said:

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As mentioned above, unless you're depending on dividends for whatever reason, probably better to go with VOO, or some combination of VOO and QQQM, and reinvest dividends.

And even if you are depending on income from these investments, you're better off selling only as much as you need and having full control of what you're taking off the table. (Especially if this is in a taxable account.)

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Sorry, but you don't know that (in bold above) from the question posed. He said he wants dividend paying equities. We don't know the intended use of the money, his tax situation, or his risk tolerance level. As general guidelines, I'd offer these thoughts:

- Bitcoin pays no dividend, so is ineligible for consideration

- If he's using dividend income to live on, he's far better off not selling stock each time he needs money (and paying capital gains). Let's say Exxon has a 5% dividend and an 8% average annual appreciation. Why pay 13% on cash received each year instead of 5%? Sell whenever you need the capital returned, and not before, to defer tax outlays.