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2.99% Assumable Loan in New Braunfels!

5,111 Views | 30 Replies | Last: 2 yr ago by Diggity
Red Pear Medina
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10:35a, 11/13/23
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Check this out!

  • 3 bedroom / 2 bath home in Voss Farms
  • 2.99% Assumable FHA Loan with $198k balance
  • HUGE new back porch!
  • New Roof, New Fence







More pictures & info here: https://www.realtor.com/realestateandhomes-detail/M9526860437

Now for some Monday fun...

Who can calculate the savings in assuming this loan VS a whole new note with today's rate?
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Rustys-Beef-o-Reeno
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12:26p, 11/13/23
AG
What's up with the ****ter clean out in the middle of the front yard
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normaleagle05
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In reply to Rustys-Beef-o-Reeno • 3:01p, 11/13/23
AG
Bunch of them like that all up and down the street. Just dig around it, cut it lower, put a new top on it, and install an at grade cover.
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SnowboardAg
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7:36p, 11/13/23
AG
The buyer should definitely verify that patio structure was permitted and engineered. The pics have me questioning a few things there.
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The Fife
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7:17a, 11/14/23
So much greige everywhere.
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aggiepaintrain
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In reply to SnowboardAg • 8:27a, 11/14/23
AG
SnowboardAg said:
The buyer should definitely verify that patio structure was permitted and engineered. The pics have me questioning a few things there.


What in the DIY, HDTV, I read a book, rented a concrete buggy, falling down soon, addition is that?
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SnowboardAg
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10:49a, 11/14/23
AG
The buyer likely gets to demo a patio addition. I'm betting that's not an engineered beam and the slab likely doesn't have the required rebar footers. That's why I would ask for engineered plans.
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Red Pear Realty
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2:15p, 11/14/23
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The patio addition was engineered, permitted, built by a local contractor, and inspected. Y'all are right to be leery of contractors but this isn't one of those times.
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Red Pear Realty
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In reply to The Fife • 2:19p, 11/14/23
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The Fife said:
So much greige everywhere.

You're in luck! You could paint the entire house once every other month with Sherwin Williams paint with your interest rate savings by buying this home versus one with market rate at 8%. Or every single month if you use lower quality paint from HD or Lowes. Or you could leave it be since this is a starter home and just save the roughly $700 each month.

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The Fife
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In reply to Red Pear Realty • 2:25p, 11/14/23
At today's crack pipe prices I'm where I am for life, and that's ok because I spent a dozen years making it my own
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Red Pear Luke
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In reply to Red Pear Realty • 6:35p, 11/14/23
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Hey now - rates actually dipped a bit with the CPI report today!
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HomeschoolPrincipal
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1:51p, 11/16/23
AG
Why are people so mad about this house? It looks nicer than 95% of houses I see in this price range. What do y'all want, purple walls?
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Diggity
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In reply to HomeschoolPrincipal • 2:54p, 11/16/23
AG
Real Estate board hits hard. Gotta have thick skin.
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Tibbers
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In reply to Red Pear Medina • 3:22p, 11/16/23
That house is 320k? ....um...it also has 385 dollars in HOA fees. what...the ****...
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SteveBott
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4:13p, 11/16/23
AG
I would guess the 385 is annual amount. I've never seen that much for a detached home
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Tibbers
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In reply to SteveBott • 6:23p, 11/16/23
Apparently it's per month. What in the hell is going on with that HOA fee? I'd sell my home too if that was an added in cost.
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Red Pear Realty
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8:34p, 11/16/23
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I know some of y'all aren't going to want to hear this, but the HOA fee is $385 per YEAR. I would also be curious as to where you got $385 per month as our seller's disclosure is very clear as to the exact amount and every other home in the neighborhood that I can find that was listed on the MLS in the last year has basically the same amount that we do (there was a slight increase from last year to this year). So did a realtor tell you this? Or did you find it yourself somewhere? I'd like to correct it if it's out there somewhere.
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SteveBott
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8:39p, 11/16/23
AG
It's listed that way in your link in the OP. Check it. Clearly a typo error which is what I thought when I posted.
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Red Pear Realty
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In reply to SteveBott • 8:52p, 11/16/23
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SteveBott said:
It's listed that way in your link in the OP. Check it. Clearly a typo error which is what I thought when I posted.

This is how it was and is entered in the MLS, so there is apparently a problem with how Realtor.com is aggregating the data. Probably won't make a difference anyway though....This sweet young Aggie couple is about to get a win.

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Red Pear Realty
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1:29p, 11/17/23
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This one is under contract.
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SteveBott
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1:32p, 11/17/23
AG
Amazing that sales price is "starter home" range in the market now. 300% more than when I bought my first home
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Red Pear Realty
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In reply to SteveBott • 1:38p, 11/17/23
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It's sickening what we've done to our dollar. List price is about 50% more than what they paid for it in February of 2020.
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SteveBott
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1:40p, 11/17/23
AG
A lot has happened since 2020.
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jja79
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1:54p, 11/17/23
AG
What gets me is what happened since 2020 has been intentional.
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Red Pear Realty
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4:25p, 12/8/23
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This one went to an all cash buyer, who gave the seller some pretty eye-opening terms. Closed this week.
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Less Evil Hank Scorpio
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In reply to Red Pear Realty • 10:12a, 12/9/23
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Red Pear Realty said:
This one went to an all cash buyer, who gave the seller some pretty eye-opening terms. Closed this week.


Buyer had a chance to keep a sub 3 interest rate and went all cash? Craziness.
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AgsMyDude
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In reply to Less Evil Hank Scorpio • 3:07p, 12/9/23
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GarlandAg2012 said:
Red Pear Realty said:
This one went to an all cash buyer, who gave the seller some pretty eye-opening terms. Closed this week.


Buyer had a chance to keep a sub 3 interest rate and went all cash? Craziness.


I had to triple take that post too.

Absolutely wild.
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CheladaAg
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In reply to Less Evil Hank Scorpio • 11:53a, 12/11/23
AG
Buyer must have a lot of free cash….I would have used that somewhere else.
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Red Pear Realty
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12:18p, 12/11/23
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The residential market is driven by emotion, not logic. You have to remember that always. And despite what folks say, a large part of my job revolves around that.
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Red Pear Realty
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12:21p, 12/11/23
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I also want to note that this home is in a 45-60 DOM submarket, and Breanne had it under contract in about two weeks, and closed in about a month, with great deal terms to boot. Kudos to her for pulling a rabbit out of her hat.
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Diggity
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In reply to Red Pear Realty • 2:53p, 12/11/23
AG
Red Pear Realty said:
The residential market is driven by emotion, not logic. You have to remember that always. And despite what folks say, a large part of my job revolves around that.
ain't that the truth. I felt like a therapist at many points during my RE career.
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