Good luck if you have to make a claim with them. They totaled my 1 yr old 2023 f150 that had $19k damages then lowballed the settlement value. Ford body shop in college station told me they were one of the worst to deal with and they had even filed insurance complaints against them. They deducted $450 on a seat bc they said it was worn - I wiped off the dirt so they sent the supervisor up from Houston to reinfect then made up a different reason to keep $450 deduction. They would jump through hoops to ding the value every chance they got. I could go on and on. Took me 5 weeks of going back and forth with them and they wouldn't budge. After they totaled it they still charged me for coverage (was auto withdrawal) for several months. They are the worst.