H-1B Crackdown Erodes a Texas Real Estate Boom

5,237 Views | 110 Replies | Last: 28 min ago by No Spin Ag
infinity ag
How long do you want to ignore this user?
flown-the-coop said:

DannyDuberstein said:

I'll also say this as a finance executive that has had to move teams/roles out of the US and constantly works with teams outside of the US - our Mexico teams run absolute circles around these guys. I absolutely will not move work to India. They are useless. From what I have gathered, it's a low IQ society propped up by fake education.


As a finance executive you know the bolded is not true or you have been outsourcing to ******ed Indians. Like any society, but in particular one consisting of over 1 billion people who most all lived in squalor and poverty (by western standards) until the last 30 years, you will have some misses. Also keep in mind that the "brain trust" has been methodically exported since the 1900s and exponentially in the last 40-50 years, and its logical the remaining workforce is subpar compared to 30 years ago when business process outsourcing started to really cook.

But it's not a low IQ society.


I agree with you.
People keep throwing out this IQ thing a lot. I've seen this on twitter also. Lynn-Becker, possibly with a hidden agenda, created a dataset with IQ being 78 and now every racist in town repeats it.

Here's another dataset
https://worldpopulationreview.com/country-rankings/average-iq-by-country
India: 98.44
USA: 101.04

By this data, we aren't that much above Ramesh. Are we gloating about less than 3 points? We are even less than Iran at 104.8.

I asked AI about Lynn-Becker. Looks like they took a few of those numbers out of their rear orifices.

Quote:

Major Scientific Critiques and Flaws
The scientific community heavily rejects the Lynn-Becker methodology for several critical reasons:
  • Plausibility Errors: An IQ score below 70 generally denotes clinical cognitive impairment. The Lynn-Becker dataset claims countries like Sierra Leone or Nicaragua have average IQs of 45 and 52 respectively. Critics note it is sociologically impossible for a functioning society to exist if the average citizen requires full-time disability support. [1, 2, 3]
  • Severe Sampling Bias: Instead of rigorous, representative testing, their data frequently relied on tiny, highly skewed samples. For example, their national IQ estimate for one African nation was calculated using a sample of just a few dozen malnourished, illiterate child refugees. In Nicaragua, their score was pulled from a study tracking children specifically because they suffered from neurodevelopment-depressing pesticide exposure. [1, 2, 3]
  • Imputation/Guesswork: For over 70 countries where no IQ studies existed, Lynn and Becker simply "imputed" (guessed) the numbers by averaging the scores of geographically or ethnically neighboring nations. [1, 2, 3]
  • Ignoring Environmental Factors: The dataset treats IQ as a fixed genetic trait. However, independent re-analyses of their data show that differences disappear or shift dramatically when accounting for differences in health care, nutrition, economic stability, and access to formal education. Standardized test data (like PISA or TIMSS) captures educational infrastructure, not biological potential. [1, 2]


infinity ag
How long do you want to ignore this user?
DannyDuberstein said:

There's a pack mentality where 8 latch onto one good one. When you find a good one, he gets swamped with work.


Agreed.
infinity ag
How long do you want to ignore this user?
DannyDuberstein said:

Tells me I'm wrong, then tells me how subpar the workers there are. Okay


The workers were NOT subpar 25 years ago. Indian students have been arriving in the US since the mid 1960s. They mostly went top US schools and were middle class and assimilated well. The are 80+ today if alive. There was a certain barrier to entry to the US. Not every POS trash could come.

Y2K issues of 1999 changed it all. CEOs got greedy and realized they could get cheap labor. I have personally heard a top VP exult "now we can get 3 engineers for the price of one!". He was a doofus for just going by superficial information without going into quality of engineers. Until 2010, it was still relatively hard for foreigners to come in. Post 2010, Indian companies like Infosys had built pipelines to land people in the 10s of 1000s. Entire engineering classrooms would be placed in the US. Americans lost their jobs.

Summary:
  • Pre 2000: 95%+ Indians who came here were of high quality and assimilated well
  • 2000- 2010: Quality Not too bad, passable
  • 2010+: Free for all, everyone's mother could be placed in America, basement level quality
The more the people you bring in, quality dips. I have worked with some exceptional people and worked with trashy people I wanted to shoot.
infinity ag
How long do you want to ignore this user?
DannyDuberstein said:

Fortune 50. Have seen it happen over and over again across so many teams. You have to set the bar incredibly low for anything you send there. Has to be the most simple of simple activities, and even that will have issues.


It's the fault of your Fortune 50 company. The CEO simply got greedy and contacted Infosys to ship 10000000 monkeys over "for cheap" so he could gloat to the Board (another group of low IQ doofuses). You paid peanuts you got monkeys. Your company deserved it. Ha ha.

If they had looked at quality and fired the worthless crap types, (maybe 1-5% of them), then you would be surprised at how better things can be. I know as we are going through the same thing right now. Luckily I work with just 2 engineers who are very good we've made great progress building a POC, I avoid working with the entire team as much as possible as I have to deal with the riff-raff.
flown-the-coop
How long do you want to ignore this user?
AG
DannyDuberstein said:

Fortune 50. Have seen it happen over and over again across so many teams. You have to set the bar incredibly low for anything you send there. Has to be the most simple of simple activities, and even that will have issues.


If you are an executive at a Fortune 50, then why repeat the same mistakes over and over again across so many teams?

You may be validating one of infinity ag's most constant gripes about the executives in large corporations.

Again, the data already shows its inaccurate to saw they are low IQ. How many trips have you made to India to attempt to improve on processes you outsourced to there?
infinity ag
How long do you want to ignore this user?
We got sidetracked.
The point is a housing crash is coming. Make what you want of it. You can buy and make money. Or complain about "smell" and what not and lose an opportunity. Your call.
infinity ag
How long do you want to ignore this user?
flown-the-coop said:

DannyDuberstein said:

Fortune 50. Have seen it happen over and over again across so many teams. You have to set the bar incredibly low for anything you send there. Has to be the most simple of simple activities, and even that will have issues.


If you are an executive at a Fortune 50, then why repeat the same mistakes over and over again across so many teams?

You may be validating one of infinity ag's most constant gripes about the executives in large corporations.

Again, the data already shows its inaccurate to saw they are low IQ. How many trips have you made to India to attempt to improve on processes you outsourced to there?


He unwittingly validated my point because I AM RIGHT.
And you know it too. You are a smart guy, you know I am right, though you don't want to admit it right now.

flown-the-coop
How long do you want to ignore this user?
AG
Average IQ of a public company executive is estimated at 115 to 130. So whilst above average compared to gen pop, it's not that impressive in my opinion.

Truly intelligent people trend and 30 points higher and few corporate executives meet that mark.
flown-the-coop
How long do you want to ignore this user?
AG
infinity ag said:

flown-the-coop said:

DannyDuberstein said:

Fortune 50. Have seen it happen over and over again across so many teams. You have to set the bar incredibly low for anything you send there. Has to be the most simple of simple activities, and even that will have issues.


If you are an executive at a Fortune 50, then why repeat the same mistakes over and over again across so many teams?

You may be validating one of infinity ag's most constant gripes about the executives in large corporations.

Again, the data already shows its inaccurate to saw they are low IQ. How many trips have you made to India to attempt to improve on processes you outsourced to there?


He unwittingly validated my point because I AM RIGHT.
And you know it too. You are a smart guy, you know I am right, though you don't want to admit it right now.



Getting back to the topic as well, you CAN be right absolutely. I think you overstate things that may be true at some level and extrapolate into something far bigger than it is. The OP is an example. The effect of any "mass exodus of Indians" or modern day trail of tears to Delhi will overall be minimal, particularly regarding housing in Texas.

There is plenty of pent-up demand out there to offset the H1-Bs. There may be some pockets of opportunity but that will be taken advantage of by folks already in the know and quite possible by H1-Bs friends who have their green cards or citizenships.
infinity ag
How long do you want to ignore this user?
flown-the-coop said:

Average IQ of a public company executive is estimated at 115 to 130. So whilst above average compared to gen pop, it's not that impressive in my opinion.

Truly intelligent people trend and 30 points higher and few corporate executives meet that mark.


Okay, you may be right on the number but it means nothing. Just IQ does not mean a great business leader. You need to have other attributes. Most high IQ people would be terrible business people because it needs some degree of fuzzy gray area thinking which high IQ people hate. They want result of 1 or 2, never "something in between". Besides, high IQ people have no patience to talk to low IQ people like customers.

So a CEO being slightly more intelligent than the rest of the pop is okay. The problem is not that. The problem is the greed and lack of empathy. Corporate incentives are also poorly structured to be for short term, not long term. I don't have a solution on how to fix that. A CEO can trash the entire product pipeline, fire everyone and show "cost savings" and get a big bonus. The corp suffers in 3 years and the CEO is gone.
DannyDuberstein
How long do you want to ignore this user?
AG
flown-the-coop said:

DannyDuberstein said:

Fortune 50. Have seen it happen over and over again across so many teams. You have to set the bar incredibly low for anything you send there. Has to be the most simple of simple activities, and even that will have issues.


If you are an executive at a Fortune 50, then why repeat the same mistakes over and over again across so many teams?

You may be validating one of infinity ag's most constant gripes about the executives in large corporations.

Again, the data already shows its inaccurate to saw they are low IQ. How many trips have you made to India to attempt to improve on processes you outsourced to there?


I am not repeating mistakes. I stopped sending work to India 6 years ago, pulled one of the teams I inherited out of there and sent the work to Mexico, and have no presence there. If I'm going to move something out, I send it to Mexico. More expensive per head, less expensive overall.

When I look for productivity (which we are constantly doing), I have a multi-step process: 1) what can we just stop doing because the business need has evolved or there is not enough value-add 2) what can we automate and get done utilizing fewer heads in the US- I try to fill my teams with folks that have a mindset of continuous learning and automating/problem-solving so we don't have to grow our team just because the business is growing or we don't always have to backfill when someone leaves, and 3) for what I can't solve with 1 and 2, is it something that makes sense to send to Mexico. India is out of the equation for what I own. That said, my teams and I do have to deal with other teams that have work there.
YouBet
How long do you want to ignore this user?
AG
flown-the-coop said:

DannyDuberstein said:

Fortune 50. Have seen it happen over and over again across so many teams. You have to set the bar incredibly low for anything you send there. Has to be the most simple of simple activities, and even that will have issues.


If you are an executive at a Fortune 50, then why repeat the same mistakes over and over again across so many teams?

You may be validating one of infinity ag's most constant gripes about the executives in large corporations.

Again, the data already shows its inaccurate to saw they are low IQ. How many trips have you made to India to attempt to improve on processes you outsourced to there?


"Cutting costs". I lived Danny's corporate life and he is exactly right. I have experience with both Tata and HCL - Indian conglomerates who get alot of US IT outsourcing.

I was there when we outsourced IT to India the first time. Quality plummeted and timelines soared. After about a decade of execs plying the lie that by doing so we would cut costs while improving quality and timelines, our company finally faced reality and backed out of it and near shored some functions to the western hemisphere and re-shored others.

I've been gone a few years now and my friends who are still there now tell me they have completely outsourced to India again. This time it's because they let too many Indians into leadership who sent the jobs back home - classic Indian nepotism.
infinity ag
How long do you want to ignore this user?
flown-the-coop said:

infinity ag said:

flown-the-coop said:

DannyDuberstein said:

Fortune 50. Have seen it happen over and over again across so many teams. You have to set the bar incredibly low for anything you send there. Has to be the most simple of simple activities, and even that will have issues.


If you are an executive at a Fortune 50, then why repeat the same mistakes over and over again across so many teams?

You may be validating one of infinity ag's most constant gripes about the executives in large corporations.

Again, the data already shows its inaccurate to saw they are low IQ. How many trips have you made to India to attempt to improve on processes you outsourced to there?


He unwittingly validated my point because I AM RIGHT.
And you know it too. You are a smart guy, you know I am right, though you don't want to admit it right now.



Getting back to the topic as well, you CAN be right absolutely. I think you overstate things that may be true at some level and extrapolate into something far bigger than it is. The OP is an example. The effect of any "mass exodus of Indians" or modern day trail of tears to Delhi will overall be minimal, particularly regarding housing in Texas.

There is plenty of pent-up demand out there to offset the H1-Bs. There may be some pockets of opportunity but that will be taken advantage of by folks already in the know and quite possible by H1-Bs friends who have their green cards or citizenships.


OK, I might do that at times. Overstating things may sometimes be the only way to get a point across in a board like this.
I am dismayed to see so many folks, esp Boomers and older GenX believe that the corporation is always right, deserve the tax breaks, and people just lie down and take the abuse just because we supposed to be in a capitalistic society. It is this group of people who did not raise a stink when corps sent all jobs overseas for manufacturing and now tech. They were misled that we were free market. Who cares liberal or conservative, commie or socialist when one's stomach is empty??

Someone was shocked that I followed some CEO on Linkedin. And there are absolutely some good CEOs around. I posted about one such person who sold his company and gave his employees a cut of the profits. A poster here knew the CEO personally and had Thanksgiving dinner with him or something. Steve Jobs II was a great CEO (not his first incarnation). So yes, not everyone is bad but enough suck so bad that one can make a generalization that they mostly stink.
infinity ag
How long do you want to ignore this user?
YouBet said:

flown-the-coop said:

DannyDuberstein said:

Fortune 50. Have seen it happen over and over again across so many teams. You have to set the bar incredibly low for anything you send there. Has to be the most simple of simple activities, and even that will have issues.


If you are an executive at a Fortune 50, then why repeat the same mistakes over and over again across so many teams?

You may be validating one of infinity ag's most constant gripes about the executives in large corporations.

Again, the data already shows its inaccurate to saw they are low IQ. How many trips have you made to India to attempt to improve on processes you outsourced to there?


"Cutting costs". I lived Danny's corporate life and he is exactly right. I have experience with both Tata and HCL - Indian conglomerates who get alot of US IT outsourcing.

I was there when we outsourced IT to India the first time. Quality plummeted and timelines soared. After about a decade of execs plying the lie that by doing so we would cut costs while improving quality and timelines, our company finally faced reality and backed out of it and near shored some functions to the western hemisphere and re-shored others.

I've been gone a few years now and my friends who are still there now tell me they have completely outsourced to India again. This time it's because they let too many Indians into leadership who sent the jobs back home - classic Indian nepotism.


We are back to what I always preach - that the execs lie to us.

To be honest, the execs don't give a sheet. They only care when their own jobs are at risk from years of bad decisions.

People complaining about "nepotism", that is everywhere. Even here. Steve hires his buddy Peter, that is not unheard of. Then why can't Ramesh hire Rajesh?

The insight is simple. American companies were making decent money but got greedy and wanted to make more money and came up with outsourcing and other tricks which worked for the short term but failed long term. Classic agency problem - the CEO personally benefited but the corporation suffered and possibly died. But people praise it as a win for "capitalism".
flown-the-coop
How long do you want to ignore this user?
AG
I worked with GenPact in the mid oughts and also fully understand the issues and inefficiencies and the failure in most all instances to maintain same standards at a reduced costs.

I am also aware of more recent successes of outsourcing to Latin America and the Philippines and similar.

Where the other guy was wrong is on their assessment of a "low IQ population with fake education" as the driver. Other than being obtuse and derogatory, it's simply not true.
BTKAG97
How long do you want to ignore this user?
AG
DannyDuberstein said:

Fortune 50. Have seen it happen over and over again across so many teams. You have to set the bar incredibly low for anything you send there. Has to be the most simple of simple activities, and even that will have issues.

Is this about outsourcing to India?

From personal experience, can confirm. I do not believe logical reasoning is a used skill over there.
AG512
How long do you want to ignore this user?
AG
It seems Leander has no signs of slowing down. Every new business popping up is some sort of Indian or "Halal" Restaurant.
YouBet
How long do you want to ignore this user?
AG
flown-the-coop said:

I worked with GenPact in the mid oughts and also fully understand the issues and inefficiencies and the failure in most all instances to maintain same standards at a reduced costs.

I am also aware of more recent successes of outsourcing to Latin America and the Philippines and similar.

Where the other guy was wrong is on their assessment of a "low IQ population with fake education" as the driver. Other than being obtuse and derogatory, it's simply not true.


Well, it doesn't help when the Indian academic scene is a known, prolific diploma mill. When I would hire for analyst and tech roles on my team here is the breakdown of resumes I got and it was extremely consistent in this regard. For every 10 resumes it would be:

7 - Indians with Masters or Doctorates from Hyderabad
2 - Chinese with Master or Doctorates from wherever
1 - American with Bachelors
DannyDuberstein
How long do you want to ignore this user?
AG
flown-the-coop said:

I worked with GenPact in the mid oughts and also fully understand the issues and inefficiencies and the failure in most all instances to maintain same standards at a reduced costs.

I am also aware of more recent successes of outsourcing to Latin America and the Philippines and similar.

Where the other guy was wrong is on their assessment of a "low IQ population with fake education" as the driver. Other than being obtuse and derogatory, it's simply not true.


Call it whatever you want, but after one encounters slug after slug after slug here and abroad, with the rare productive one mixed in, there's something certainly amiss and deeply ingrained.
flown-the-coop
How long do you want to ignore this user?
AG
YouBet said:

flown-the-coop said:

I worked with GenPact in the mid oughts and also fully understand the issues and inefficiencies and the failure in most all instances to maintain same standards at a reduced costs.

I am also aware of more recent successes of outsourcing to Latin America and the Philippines and similar.

Where the other guy was wrong is on their assessment of a "low IQ population with fake education" as the driver. Other than being obtuse and derogatory, it's simply not true.


Well, it doesn't help when the Indian academic scene is a known, prolific diploma mill. When I would hire for analyst and tech roles on my team here is the breakdown of resumes I got and it was extremely consistent in this regard. For every 10 resumes it would be:

7 - Indians with Masters or Doctorates from Hyderabad
2 - Chinese with Master or Doctorates from wherever
1 - American with Bachelors


If people still hire based on degrees then they are likely sub-100 IQ. And there are plenty of wypeepo MBAs from Puhonicks University circulating in the corporate ranks who got their promotion based on a fake degree.
DannyDuberstein
How long do you want to ignore this user?
AG
And I don't hire them either.
BTKAG97
How long do you want to ignore this user?
AG
infinity ag said:

DannyDuberstein said:

Logos Stick said:

One big issue with the Indians is that once they takeover a function inside an organization, they openly discriminate.

Open discrimination in favor of Indians as well as a lot of discrimination against women. And not just hiring of women, but hostility toward them and the inability to work with them. 30 years of Fortune 100 experience tells me that about 90% of them are useless bags of crap. Lousy at what they do, good at hiring their peers who are just as lousy.

Then why do our corps hire 70% H1Bs from India and outsource most of our jobs there?

"It's a rhetorical question, Farley. It's a rhetorical question. It means you don't have to answer it because either I already know the answer or I don't care what your answer is."
YouBet
How long do you want to ignore this user?
AG
flown-the-coop said:

YouBet said:

flown-the-coop said:

I worked with GenPact in the mid oughts and also fully understand the issues and inefficiencies and the failure in most all instances to maintain same standards at a reduced costs.

I am also aware of more recent successes of outsourcing to Latin America and the Philippines and similar.

Where the other guy was wrong is on their assessment of a "low IQ population with fake education" as the driver. Other than being obtuse and derogatory, it's simply not true.


Well, it doesn't help when the Indian academic scene is a known, prolific diploma mill. When I would hire for analyst and tech roles on my team here is the breakdown of resumes I got and it was extremely consistent in this regard. For every 10 resumes it would be:

7 - Indians with Masters or Doctorates from Hyderabad
2 - Chinese with Master or Doctorates from wherever
1 - American with Bachelors


If people still hire based on degrees then they are likely sub-100 IQ. And there are plenty of wypeepo MBAs from Puhonicks University circulating in the corporate ranks who got their promotion based on a fake degree.


Agree with that. MBAs became a profit center in late 2000s which is why every university in the country started offering them. They are meaningless degrees now unless you have one from a top tier school and even then I would question the ROI of one in 2026. (Self disclosure: I have an MBA from reputable program but not top tier that I got before they got watered down).
No Spin Ag
How long do you want to ignore this user?
nortex97 said:

Diwali is a fairly harmless celebration of lights (light over darkness), akin outwardly to Xmas lights. In a listing of all the problems in the world/state of Texas...it really doesn't even make the list.


Cool. Sounds like something very benign yet would be cool to check out.

Thanks for the info.
There are in fact two things, science and opinion; the former begets knowledge, the later ignorance. Hippocrates
YouBet
How long do you want to ignore this user?
AG
No Spin Ag said:

nortex97 said:

Diwali is a fairly harmless celebration of lights (light over darkness), akin outwardly to Xmas lights. In a listing of all the problems in the world/state of Texas...it really doesn't even make the list.


Cool. Sounds like something very benign yet would be cool to check out.

Thanks for the info.


While it seems harmless, it's total bull**** when companies go out of their way to decorate and celebrate it internally but then discourage the same for Christmas.
No Spin Ag
How long do you want to ignore this user?
YouBet said:

No Spin Ag said:

nortex97 said:

Diwali is a fairly harmless celebration of lights (light over darkness), akin outwardly to Xmas lights. In a listing of all the problems in the world/state of Texas...it really doesn't even make the list.


Cool. Sounds like something very benign yet would be cool to check out.

Thanks for the info.


While it seems harmless, it's total bull**** when companies go out of their way to decorate and celebrate it internally but then discourage the same for Christmas.


Agreed that companies need to handle these things equally. Either allow all celebrations or none.

Besides, it's not as if people can't celebrate when they're not at work.
There are in fact two things, science and opinion; the former begets knowledge, the later ignorance. Hippocrates
Maroon Elephant
How long do you want to ignore this user?
AG
Wonderful news and to hell with all the builders and lenders who were profiting from our once great state's demise.
scd88
How long do you want to ignore this user?
AG
DannyDuberstein said:

Best I can tell is you celebrate Diwali by not showering. Of course, that's also apparently how you celebrate the rest of the year as well


Your behavior on this thread is worse than anything that these Indians you're slamming have done.

Indians do not crap on the sidewalk here
You know jack squat about the culture.
If you weren't so damn hysterical, you'd know the OP is far from Indian.
I don't use the word racist but you are that. I can't believe I just called someone that. I can't remember the last time I did that.

Far from a perfect culture but you are not making whatever ethnicity you are looking good at all.

I can only imagine your thoughts if Indians murdered, robbed, raped, etc....
Maroon Elephant
How long do you want to ignore this user?
AG
Maybe let's not issue 30-year no credit check mortgages to Indians who are here on 3 year visas. Rotten to the core. Love to see it.
YouBet
How long do you want to ignore this user?
AG
scd88 said:

DannyDuberstein said:

Best I can tell is you celebrate Diwali by not showering. Of course, that's also apparently how you celebrate the rest of the year as well


Your behavior on this thread is worse than anything that these Indians you're slamming have done.

Indians do not crap on the sidewalk here
You know jack squat about the culture.
If you weren't so damn hysterical, you'd know the OP is far from Indian.
I don't use the word racist but you are that. I can't believe I just called someone that. I can't remember the last time I did that.

Far from a perfect culture but you are not making whatever ethnicity you are looking good at all.

I can only imagine your thoughts if Indians murdered, robbed, raped, etc....

Well, they already are courtesy of Democrats issuing CDL's to illegal and unqualified Indians.
No Spin Ag
How long do you want to ignore this user?
Maroon Elephant said:

Maybe let's not issue 30-year no credit check mortgages to Indians who are here on 3 year visas. Rotten to the core. Love to see it.


I didn't know banks were doing that.

You'd think they'd (banks) would've learned after what happened in the early aughts.

If they didn't do what they've done this wouldn't be an issue.
There are in fact two things, science and opinion; the former begets knowledge, the later ignorance. Hippocrates
scd88
How long do you want to ignore this user?
AG
Not good at all, I agree. Is this the same as the illegals killing and raping? How about Muslims trying to take over and, not just live here, but bring their version of Sharia law here?

Indians are the same?
YouBet
How long do you want to ignore this user?
AG
scd88 said:

Not good at all, I agree. Is this the same as the illegals killing and raping? How about Muslims trying to take over and, not just live here, but bring their version of Sharia law here?

Indians are the same?

I wouldn't go that far. We just don't need them here in the numbers we've imported them. There is a ton of fraud and scam with the entire process with them as well.

And they also do not assimilate.
LMCane
How long do you want to ignore this user?
sounds like a great deal to get a 10% discount

but do I want to be the one white Jewish homeowner surrounded by 1000 Hindu / Muslim Indian homes?
DannyDuberstein
How long do you want to ignore this user?
AG
I don't want anyone raped and killed lol. But speaking of people being killed, let's talk Indian sham CDLs. Or I'm just imagining those sham credentials too?

Also, I didn't post that they were ****ting on sidewalks here; I said we were lucky they weren't given the issue back home. But I did say they don't keep up their properties well. Are we disputing that too? Call it whatever you want, this is all from decades of direct experience.
 
×
subscribe Verify your student status
See Subscription Benefits
Trial only available to users who have never subscribed or participated in a previous trial.