Bird Poo said:

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MemphisAg1 said:

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Bird Poo said:

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At the same time, I see my young adult kids do everything right and bust their asses only to look forward to living in an apartment complex. They may afford to own a home when they turn 35.

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I didn't buy my first home until 32. Oldest son got into his at 30. Middle and youngest sons will be 35 to 36 when they buy theirs. They're doing fine. What's your point?

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I bought mine at 24. If a married couple wants to start a family and own a home, then they have to conform to your timeline to support boomers? That pretty selfish.

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Who in the hell said a couple has to conform to my timeline to support boomers? Your victim mentality is out of control. My kids are mid 30's. They are buying homes at about the same time I did. No big deal. If you want to buy a home earlier in life, good for you. But stop blaming other people for the challenges your kids face. My kids face them too and learn how to overcome. That is life.

Part of the problem is that "retirement" as a conceptbsndvrealitybosvonly about 3-4 generations old as a general phenomenon. Before that, people generally didn't expect to live long enough to have a retirement, let alone a long one, and most people worked until they died or were physically disabled. We had an economy that was much more production and agriculturally oriented and also multi generational households were more common. If and when they did retire, they had a small little house that they could afford to keep and stay in. Maybe they had lived there for decades. Lots of older settled adults took over care of elderly parents or relatives.

Expectations and standards have changed considerably over time and people are demanding more, many of which have done little to arrange or prepare for it, and are happy to impose much of the costs on the public. Social security +!Medicare isn't and never was intended to be a public pension. It is a public N.A. stop to prevent the elderly from starving to death or dying in the streets if they have no one to look after them and no place to live.

Far too many people are living for today at the expense of their own futures, but even moreso the future of their own children and grand children who will be increasingly taxed with the burden of the selfish retively lavish benefits the current generations have voted to bestow upon themselves.

People are taking out considerably more in benefits than they pay in payroll taxes, often even those who have paid in the maximums for years or decades, if they live long enough. That is not sustainable.

I guess there's a generational difference. I'm in my mid 40's and look at my social security taxes as the equivalent to setting money on fire. Don't expect to get any of it back and I'm planning accordingly.

Candidly anyone who was planning to get social security payments when they retire should have seen it was unsustainable and should have voted hard left to increase social security taxes to ensure it was more well funded. That's kind of on y'all for not being able to do some basic math and see it as BS.

On the bright side, when I die my kids get all of my ill-gotten booty that I have pilfered somehow from the younger generations.

MaxPower said:

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I guess there's a generational difference. I'm in my mid 40's and look at my social security taxes as the equivalent to setting money on fire. Don't expect to get any of it back and I'm planning accordingly.

Candidly anyone who was planning to get social security payments when they retire should have seen it was unsustainable and should have voted hard left to increase social security taxes to ensure it was more well funded. That's kind of on y'all for not being able to do some basic math and see it as BS.

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I saw it the same way when I was your age and younger. And I consistently voted for politicians to reform it while there was plenty of time. My SS retirement age was actually changed from 65 to 67 over 40 years ago when I was a young man. No problem. Had plenty of time to see it coming and adjust.

Now that I'm in my early 60's and soon to begin drawing a SS check, you can bet your bottom dollar that I'm going to claim it after 45 years of paying in. And I don't care what anybody else thinks about it. I will fight tooth-and-nail to retain it.

That's how the system works. I guarantee you will feel the same way in your early 60's, as will every youngster on this thread proclaiming high and mightily how noble they are, and that older folks should just give it up for the benefit of the younger generation.

As someone else said, if Zoble is so noble, then he can take the lead with his generation and they can be the first to forego their SS in order to save humanity. But we need him to keep paying his 6.2% of wages into SS just like the rest of us old farts did during our working years.

backintexas2013 said:

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Agreed let's get rid of it. Also get rid of Medicaid too because people should be responsible for themselves.

Social security is and has always been an income redistribution scheme. We need to eliminate it completely. Im down for it. Are you?

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I'm down for it, but only if we take it all away from everyone that's currently getting those benefits.

No better time than the present and no one should not be affected

MaxPower said:

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I guess there's a generational difference. I'm in my mid 40's and look at my social security taxes as the equivalent to setting money on fire. Don't expect to get any of it back and I'm planning accordingly.

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I'm 10 years older and plan to see zero from SS.

My Australian SuperAnnuation though, that will be there for me.

Australia has a much better scheme for a forced contribution public retirement system.
https://en.wikipedia.org/wiki/Superannuation_in_Australia

The problem we have in the United States is using Social Security as a scare tactic for Senior Citizen voting. And since Senior Citizens do get out and vote... I wouldn't expect too many politicians to get out and try to change anything.

Especially not a group of 435 Representatives that usually votes along straight party lines and plan on being a US Rep for a 20+ year career.

MaxPower said:

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Candidly anyone who was planning to get social security payments when they retire should have seen it was unsustainable and should have voted hard left to increase social security taxes to ensure it was more well funded. That's kind of on y'all for not being able to do some basic math and see it as BS.

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And that is delusional... the Dems want to EXPAND social security benefits. They have no interest in reforming it. If there's a new dollar of tax revenue available, Dems always want to spend it. They never use it to shore up a program that is under-funded. Vote hard left at your own peril, lol.

Threads like this strengthen my resolve to take every penny out of the system I can. The OP and others perched atop their moral high horse hypocritically passing judgment on everyone else.

Between me and my employer, north of half a million paid in. And they already moved my full retirement from 65 to 67.

Zobel said:

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Rattler12 said:

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Zobel said:

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Willingly? No. But that is going to happen to someone eventually, either through collapse, reform, or inflationary value destruction.

I don't expect you to do it willingly, because if the people on this thread are any example boomers think civic virtue is tantamount to being a sucker.

I would do it willingly.

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Then say " I am not going to take my SS benefit when I become eligible"

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this remains as stupid of a litmus test as it was last time.

Exactly the same as me saying "I am willing to serve in the military and die for my country to protect it" and you replying "then will you kill yourself?"

A far more revealing question is to ask you - would you take a pay cut to help avoid the fiscal crisis that is coming?

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Not even remotely the same and you know it.

Logos Stick said:

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Threads like this strengthen my resolve to take every penny out of the system I can. The OP and others perched atop their moral high horse hypocritically passing judgment on everyone else.

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How am I a hypocrite when I haven't taken a penny while contributing for 30 years? That's asinine.

You were going to get yours anyway based off this response. Just looking for an excuse.

tysker said:

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Hot take alert:
if you receive welfare from the federal government (most commonly Social Security, Medicare, Medicaid), you shouldn't be permitted to vote in federal elections.

You can receive all the welfare and payments you think you deserve but you don't also receive the power to force others to pay for your lifestyle choices.

---

that has to be one of the stupidest comments in the history of F16 to claim that Social Security is "WELFARE"

I had ZERO CHOICE about the GOVERNMENT CONFISCATING MY OWN EARNINGS

even at full social security payments I will not get back as much as was stolen from me.

it's infuriating that dummies claim I will be on "welfare" after 30 years of having my high income stolen by the Federal government!

Bird Poo said:

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Logos Stick said:

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Threads like this strengthen my resolve to take every penny out of the system I can. The OP and others perched atop their moral high horse hypocritically passing judgment on everyone else.

---

How am I a hypocrite when I haven't taken a penny while contributing for 30 years? That's asinine.

You were going to get yours anyway based off this response. Just looking for an excuse.

---

If you're not voluntarily sending more of your discretionary income to the government each month to 'save' Social Security, then spare me the moralizing. You could help mitigate the problem, but you've chosen not to - so don't lecture the rest of us. Do you REALLY care about the kids or not?! And don't give me the tired line that "it won't make a difference." That's the same excuse used by climate hucksters like Gore who live in mansions and fly private jets while telling everyone else to sacrifice.

We're being told that unless we agree to give up all our current and future Social Security benefits right this second, we're heartless monsters who don't care about our kids. It's absurd.

doubledog said:

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You know I used to whine about my father's generation. My father's generation paid very little into SS and they received full benefits. Nothing changes from generation to generation.

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Maybe some of the younger folk here don't remember what happened to SS funds and "contributions" back in 1969. Up until then the money paid in went into a trust fund specifically for current and future recipients of SS benefits. Then congress, in their infinite wisdom, moved all past, present and future payments into the general fund and started spending the money on "other important" issues. The program stability problems started then my friends and continue on 56 years later.........you naysayers need to blame congress not us boomers........not many boomers were in congress in 1969......now the greatest generation and the generation before them on the other hand.........

Oh yeah and I guess us boomers voted ourselves SS disability benefits in 1956

HunterAggie said:

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Tom Fox said:

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You absolutely do when it will bankrupt you. You file bankruptcy and stiff your creditors. We should absolutely stiff our citizens and that includes me. And you've only paid in 11 more years than me.

And any entitlement should exempt you from voting. It is lunacy that you can vote yourself largesse from the treasury.

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The fact that people use the term "entitlement" for both welfare / SNAP and social security makes me shake my head in disbelief.

People and employers have paid into social security. Where did the welfare and SNAP recipients pay into?

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^^^^^^

slaughtr said:

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Tom Fox said:

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slaughtr said:

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Tom Fox said:

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slaughtr said:

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For 32 years I've paid the maximum you can pay into SS. Every. Single. Year.
On top of that, I've paid roughly $7,000,000 in Federal taxes during that time. But sure, I'm the selfish one because I want my SS check when I retire. As promised.

I've heard how entitled youngsters are but this takes the cake.

---

Dude. You paid in yearly on average slightly less than me currently. You made that much for over 3 decades. That means you are an ultra high net worth individual if you even just saved on average about 20% of that annually.

You are going to cry over your entitlement of social security? If this is true, the only way to combat this is to disenfranchise those taking a government check from SS/Medicare or any of the other needs based entitlements. Take them out of the voting pool.

Apparently not even a multi millionaire can be convinced to give up $3.5k monthly check.

At this point it is laughable.

---

Whatever, dude. I paid in. Give it back to me. Until our government stops giving tax money to every single country on earth, I want my money back. When they do that, come talk to me.
But tell you what, you don't have to cash your SS check. Feel free to put your money where your mouth is.

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And that will do **** all. It needs to end for everyone. Hopefully, they just means test you out and make it a straight up entitlement.

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Got it. So you won't. You must hate America. Not only did I pay the max every year, but for 20 of those years I was self employed, so I had to pay both the employee and the employer portion. I'm taking every penny of my $5,000/month check when I start taking in a couple of years.

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Same here buddy. I own my own business and make what you made. I don't give a rip about getting my govt check.

All entitlement spending must end, the budget balanced, and taxes cut.

The only complaint I have about older people on SS has nothing to do with the fact that they are now a drain on the economic resources of the country. The system was set up that way, and there is nothing intrinsically unfair about the system.

I remember the episode of dinosaurs where, when grandma hit a certain age, it was her son-in-laws job to throw her into a volcano so that she is no longer a drain on society.

The SS system is not morally or intrinsically unfair. Pay in now, get paid later.

My complaint is that the Boomers didn't take care of the system, and set it up to implode about one decade after they die.

It's not the system that was the problem. It was and is the abuse of the system that is the problem.

The legacy that the boomers are leaving behind is one of financial failure as soon as they are not around anymore. In some ways, a very rational calculus if you are 100% self interested, and comfort and consumerism are the most important values that drive your decisions.

SS should be scrapped for future generations due to the above moral hazard, and current liabilities should be paid for with an estate tax that is equal to the amount of money you drew from SS or accepted as compensation or retirement from being an elected official. In one way, it's cruel to the kids of parents who will leave them nothing, but 1) it is no less cruel than the political system that the boomer generation has left this country with; 2) why are the kids of parents who die with money entitled to wealth their parents earned?

Bird Poo said:

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5Amp said:

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Bird Poo said:

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Zobel said:

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AgGrad99 said:

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Stealing from one is equally as bad as stealing from another. Worse? Neither is worse. They're the same.

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The youth are on average poorer in both wealth and assets. Continuation of the system basically coerces them into transferring resources upward to a generation that has already accumulated homes, savings, and lifetime earnings, while knowingly paying into a system that is actively being bankrupted. This is effectively taxing the vulnerable to enrich the established, it's regressive. It inverts the natural order of societal support from strong to weak and undermines the common good framework of the social contract by robbing future growth, nevermind the intergenerational resentment. No one would do this to their own kids - it only passes by because of the anonymity of the government middleman.

This same mechanism is why welfare robs individuals from the virtue of charity.

---

THIS RIGHT HERE.

If conservative boomers had any integrity they would recognize this simple FACT. I'm 49 and I'm not planning for SS at all. At the same time, I see my young adult kids do everything right and bust their asses only to look forward to living in an apartment complex. They may afford to own a home when they turn 35.

People need to wake TF up.

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Dude stop paying into SS, stop being a hypocrite and man up. Lead the way for those poor apartment dwellers.

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My point is that the OP is shining a light on a very real problem, and you have a bunch of olds saying "I'm gonna get mine".

There are reasonable avenues of reform, but if people don't recognize this problem while demanding theirs, then more power to you, comrad.

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OP is for removing the right to vote from every SS recipient and considers that a reasonable avenue of reform. How about anybody making more than $100K per year losing their right to vote? They are the ones spending all the money

Or how about when a person hits 65 we just usher them all into a furnace somewhere mein herr

Tom Fox said:

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slaughtr said:

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Tom Fox said:

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slaughtr said:

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Tom Fox said:

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slaughtr said:

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For 32 years I've paid the maximum you can pay into SS. Every. Single. Year.
On top of that, I've paid roughly $7,000,000 in Federal taxes during that time. But sure, I'm the selfish one because I want my SS check when I retire. As promised.

I've heard how entitled youngsters are but this takes the cake.

---

Dude. You paid in yearly on average slightly less than me currently. You made that much for over 3 decades. That means you are an ultra high net worth individual if you even just saved on average about 20% of that annually.

You are going to cry over your entitlement of social security? If this is true, the only way to combat this is to disenfranchise those taking a government check from SS/Medicare or any of the other needs based entitlements. Take them out of the voting pool.

Apparently not even a multi millionaire can be convinced to give up $3.5k monthly check.

At this point it is laughable.

---

Whatever, dude. I paid in. Give it back to me. Until our government stops giving tax money to every single country on earth, I want my money back. When they do that, come talk to me.
But tell you what, you don't have to cash your SS check. Feel free to put your money where your mouth is.

---

And that will do **** all. It needs to end for everyone. Hopefully, they just means test you out and make it a straight up entitlement.

---

Got it. So you won't. You must hate America. Not only did I pay the max every year, but for 20 of those years I was self employed, so I had to pay both the employee and the employer portion. I'm taking every penny of my $5,000/month check when I start taking in a couple of years.

---

Same here buddy. I own my own business and make what you made. I don't give a rip about getting my govt check.

All entitlement spending must end, the budget balanced, and taxes cut.

---

I do give a rip. Pay me what I'm owed. Luckily, after selling my interest in my business, I decided to do charity work and took a job with the Federal Government. Now I get SS and a big fat Federal Pension and federally funded 401K as well. Winning.

LMCane said:

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tysker said:

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Hot take alert:
if you receive welfare from the federal government (most commonly Social Security, Medicare, Medicaid), you shouldn't be permitted to vote in federal elections.

You can receive all the welfare and payments you think you deserve but you don't also receive the power to force others to pay for your lifestyle choices.

---

that has to be one of the stupidest comments in the history of F16 to claim that Social Security is "WELFARE"

I had ZERO CHOICE about the GOVERNMENT CONFISCATING MY OWN EARNINGS

even at full social security payments I will not get back as much as was stolen from me.

it's infuriating that dummies claim I will be on "welfare" after 30 years of having my high income stolen by the Federal government!

---

I may be a dummy, but you're being short-sighted and not thinking about future enerations.

Quote:

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even at full social security payments I will not get back as much as was stolen from me.

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Do you have proof of this, or are you just making assumptions using gut feelings?

You and/or your spouse are likely to pull more out of SS and Medicare than you put into it. And, where do you think "your" money is going to come from when SS turns insolvent? Are you going to accept a lower payout or will you force future generations to increase contributions? Or will your money come from the general welfare of taxpayers?

Do you have a plan to fix it? If not, maybe you should consider shutting up for once and letting the people bearing the cost of this BS government program have a say in how it looks for future generations.

backintexas2013 said:

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Agreed let's get rid of it. Also get rid of Medicaid too because people should be responsible for themselves.

Social security is and has always been an income redistribution scheme. We need to eliminate it completely. Im down for it. Are you?

---

I'm down for it... after I die.

I've been paying into social programs since I was 15. I'll get "mine", lol.

Voters today should focus on making proper voting choices. When I see another (D)umb**** voted in... I imagine all the dumbhits who pulled the lever.

I'll be grandfathered in. I've been eligble for SS for a little while... I'm not drawing on it, yet.

You might want to plan on putting in a few extra hours at work to pay for my ****, while you come up with a plan for your future.

slaughtr said:

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Tom Fox said:

---

slaughtr said:

---

Tom Fox said:

---

slaughtr said:

---

Tom Fox said:

---

slaughtr said:

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For 32 years I've paid the maximum you can pay into SS. Every. Single. Year.
On top of that, I've paid roughly $7,000,000 in Federal taxes during that time. But sure, I'm the selfish one because I want my SS check when I retire. As promised.

I've heard how entitled youngsters are but this takes the cake.

---

Dude. You paid in yearly on average slightly less than me currently. You made that much for over 3 decades. That means you are an ultra high net worth individual if you even just saved on average about 20% of that annually.

You are going to cry over your entitlement of social security? If this is true, the only way to combat this is to disenfranchise those taking a government check from SS/Medicare or any of the other needs based entitlements. Take them out of the voting pool.

Apparently not even a multi millionaire can be convinced to give up $3.5k monthly check.

At this point it is laughable.

---

Whatever, dude. I paid in. Give it back to me. Until our government stops giving tax money to every single country on earth, I want my money back. When they do that, come talk to me.
But tell you what, you don't have to cash your SS check. Feel free to put your money where your mouth is.

---

And that will do **** all. It needs to end for everyone. Hopefully, they just means test you out and make it a straight up entitlement.

---

Got it. So you won't. You must hate America. Not only did I pay the max every year, but for 20 of those years I was self employed, so I had to pay both the employee and the employer portion. I'm taking every penny of my $5,000/month check when I start taking in a couple of years.

---

Same here buddy. I own my own business and make what you made. I don't give a rip about getting my govt check.

All entitlement spending must end, the budget balanced, and taxes cut.

---

I do give a rip. Pay me what I'm owed. Luckily, after selling my interest in my business, I decided to do charity work and took a job with the Federal Government. Now I get SS and a big fat Federal Pension and federally funded 401K as well. Winning.

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I'm vested in FERS as well as I spent my first 16 years in the feds and will start drawing 27% of my GS13/06 + Leap pay in about 10 years..

I have no issue with you drawing your pension.

slaughtr said:

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Tom Fox said:

---

slaughtr said:

---

Tom Fox said:

---

slaughtr said:

---

Tom Fox said:

---

slaughtr said:

---

For 32 years I've paid the maximum you can pay into SS. Every. Single. Year.
On top of that, I've paid roughly $7,000,000 in Federal taxes during that time. But sure, I'm the selfish one because I want my SS check when I retire. As promised.

I've heard how entitled youngsters are but this takes the cake.

---

Dude. You paid in yearly on average slightly less than me currently. You made that much for over 3 decades. That means you are an ultra high net worth individual if you even just saved on average about 20% of that annually.

You are going to cry over your entitlement of social security? If this is true, the only way to combat this is to disenfranchise those taking a government check from SS/Medicare or any of the other needs based entitlements. Take them out of the voting pool.

Apparently not even a multi millionaire can be convinced to give up $3.5k monthly check.

At this point it is laughable.

---

Whatever, dude. I paid in. Give it back to me. Until our government stops giving tax money to every single country on earth, I want my money back. When they do that, come talk to me.
But tell you what, you don't have to cash your SS check. Feel free to put your money where your mouth is.

---

And that will do **** all. It needs to end for everyone. Hopefully, they just means test you out and make it a straight up entitlement.

---

Got it. So you won't. You must hate America. Not only did I pay the max every year, but for 20 of those years I was self employed, so I had to pay both the employee and the employer portion. I'm taking every penny of my $5,000/month check when I start taking in a couple of years.

---

Same here buddy. I own my own business and make what you made. I don't give a rip about getting my govt check.

All entitlement spending must end, the budget balanced, and taxes cut.

---

I do give a rip. Pay me what I'm owed. Luckily, after selling my interest in my business, I decided to do charity work and took a job with the Federal Government. Now I get SS and a big fat Federal Pension and federally funded 401K as well. Winning.

---

The argument against this mentality is not individual, but collective.

Collectively, the people in power put in a system that is bound to fail. It's impossible to extract taxes from 45 year old slaughtr to pay for 75 year old slaughtr's retirement.

I think that an estate tax where every dime of SS and federal pension you collected should be paid back into SS in the form of an estate tax that has zero deductions. That way your wealth can pay for the SS checks of all of the other people of your (and my, honestly, generation). Let our generation pay for the mess that we made.

Tom Fox said:

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Texas12&0 said:

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Zobel said:

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schmellba99 said:

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The answer is for the government to quit spending money. Period. Full Stop. There is no other solution and any suggestion otherwise is flat out saying that you agree that it is perfectly acceptable to steal MY money from me or that you think it is perfectly acceptable to change the rules of an agreemen unilaterally just before the other party is to receive whatever fruits of said agreement are. And if you think either one of those is OK, you are a gigantic POS that has no business being in any position to make any decision, ever and honestly deserve to be put in a position where you get your ass kicked (in reality - physically get beat) every single day of your life until you die.

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The problem is the only way to "quit spending money" as you say is the one you're not allowing. Entitlement spending is 65% of federal expenditures and 85% of revenues.

We have a huge deficit and someone is going to pay it. You're just saying YOURE not going to pay it, your kids are. The money is already "stolen" as you put it. You're just saying to keep digging and leave the next guy holding the bag. Someone has to put an end to the Ponzi scheme.

---

Not sure your generation, but since you're the "fix it and f over boomers guy" I say your generation should be the first to forego the SS and Medicare benefit for which you paid into.

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I'm cool with it being mine, Gen-X. But the longer we wait, the more drastic our deficit problem. By the time boomers finally leave the planet, we will probably be approaching 90 trillion. Think about that.

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When you look at the spending habits of X's, Millennials and the Z's it's not gonna get any better after us boomers are gone hoss. That 90 million you speak of will be a drop in the bucket. Think about that!

Rattler12 said:

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Bird Poo said:

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5Amp said:

---

Bird Poo said:

---

Zobel said:

---

AgGrad99 said:

---

Stealing from one is equally as bad as stealing from another. Worse? Neither is worse. They're the same.

---

The youth are on average poorer in both wealth and assets. Continuation of the system basically coerces them into transferring resources upward to a generation that has already accumulated homes, savings, and lifetime earnings, while knowingly paying into a system that is actively being bankrupted. This is effectively taxing the vulnerable to enrich the established, it's regressive. It inverts the natural order of societal support from strong to weak and undermines the common good framework of the social contract by robbing future growth, nevermind the intergenerational resentment. No one would do this to their own kids - it only passes by because of the anonymity of the government middleman.

This same mechanism is why welfare robs individuals from the virtue of charity.

---

THIS RIGHT HERE.

If conservative boomers had any integrity they would recognize this simple FACT. I'm 49 and I'm not planning for SS at all. At the same time, I see my young adult kids do everything right and bust their asses only to look forward to living in an apartment complex. They may afford to own a home when they turn 35.

People need to wake TF up.

---

Dude stop paying into SS, stop being a hypocrite and man up. Lead the way for those poor apartment dwellers.

---

My point is that the OP is shining a light on a very real problem, and you have a bunch of olds saying "I'm gonna get mine".

There are reasonable avenues of reform, but if people don't recognize this problem while demanding theirs, then more power to you, comrad.

---

OP is for removing the right to vote from every SS recipient and considers that a reasonable avenue of reform. How about anybody making more than $100K per year losing their right to vote? They are the ones spending all the money

Or how about when a person hits 65 we just usher them all into a furnace somewhere mein herr

---

That's not OP; that's me. It's not a right to vote, it's a privilege. And I'm not just removing it from SS recipients, but for those receiving federal welfare/entitlement generally. If you value your vote more than SS, then put your money where your vote is.

Also, my proposal was not for local or state elections, but only for federal elections.

Voters should have some skin in the game

What seems lost is the zoomer willingness to let the system fail. Zoomers have a nihilistic tendency that's fed by every, 'I'm sure gonna take mine!!' comment.

Zoomers see the math and know it doesn't work; they want it to fail sooner rather than later so that it can birth something new and sustainable. They know the government is run by boomers (president, long standing members of congress), corporations are run by boomers, and boomers are selling their small businesses to PEs to exit with a parachute while the ownership opportunities go away and zoomers become W2 employees. Housing is unaffordable for them in a different way than, 'herp derp pull yourself up by your bootstraps,' and they've been crushed by inflation that's propping up boomer assets.

It's hard to stomach but this is coming. If you were afraid of death panels when Obamacare was crafted, just think about what's 5-10 years down the pike. The opportunity is to be part of the solution; shift to means testing, opt for multigenerational housing, and get out of the 'I earned myself it so I'm going to spend it all on myself mindset that's so prevalent.' Sure, all your kids are fine but there's a lot that aren't and the complaints aren't going away. If you don't want aoc it's going to take collaborative efforts for reform; everyone will give something up.

Zobel said:

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I've already said I'm game. Let's do it. The only problem is, it very well may be too little too late - and it won't be very long until I'm eligible.

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and will be "cashing the check" although they are all going the direct deposit route shortly.

What if families were able to opt out?

My wife and I will forgo any SS benefits that we are due to receive. In return, our children never have to pay into or participate in the program.

BusterAg said:

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slaughtr said:

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Tom Fox said:

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slaughtr said:

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Tom Fox said:

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slaughtr said:

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Tom Fox said:

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slaughtr said:

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For 32 years I've paid the maximum you can pay into SS. Every. Single. Year.
On top of that, I've paid roughly $7,000,000 in Federal taxes during that time. But sure, I'm the selfish one because I want my SS check when I retire. As promised.

I've heard how entitled youngsters are but this takes the cake.

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Dude. You paid in yearly on average slightly less than me currently. You made that much for over 3 decades. That means you are an ultra high net worth individual if you even just saved on average about 20% of that annually.

You are going to cry over your entitlement of social security? If this is true, the only way to combat this is to disenfranchise those taking a government check from SS/Medicare or any of the other needs based entitlements. Take them out of the voting pool.

Apparently not even a multi millionaire can be convinced to give up $3.5k monthly check.

At this point it is laughable.

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Whatever, dude. I paid in. Give it back to me. Until our government stops giving tax money to every single country on earth, I want my money back. When they do that, come talk to me.
But tell you what, you don't have to cash your SS check. Feel free to put your money where your mouth is.

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And that will do **** all. It needs to end for everyone. Hopefully, they just means test you out and make it a straight up entitlement.

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Got it. So you won't. You must hate America. Not only did I pay the max every year, but for 20 of those years I was self employed, so I had to pay both the employee and the employer portion. I'm taking every penny of my $5,000/month check when I start taking in a couple of years.

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Same here buddy. I own my own business and make what you made. I don't give a rip about getting my govt check.

All entitlement spending must end, the budget balanced, and taxes cut.

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I do give a rip. Pay me what I'm owed. Luckily, after selling my interest in my business, I decided to do charity work and took a job with the Federal Government. Now I get SS and a big fat Federal Pension and federally funded 401K as well. Winning.

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The argument against this mentality is not individual, but collective.

Collectively, the people in power put in a system that is bound to fail. It's impossible to extract taxes from 45 year old slaughtr to pay for 75 year old slaughtr's retirement.

I think that an estate tax where every dime of SS and federal pension you collected should be paid back into SS in the form of an estate tax that has zero deductions. That way your wealth can pay for the SS checks of all of the other people of your (and my, honestly, generation). Let our generation pay for the mess that we made.

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I didn't make any mess. I started out living in a flea infested 700 square foot shack and worked my ass off for close to 40 years now. Even with SS and pension, if I lived to be 100 years old I'd never get back a quarter of the taxes I paid. all the whiner's can pound sand.

I'm still waiting on the other evidence that nothing I post can be trusted.

Here is one of numerous posts to support my assertion (that you claim is a strawman).

Quote:

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I'm saying you should forgo the benefit you're entitled to by law for a moral reason, not for a personal pragmatic one.

We can't afford it. The country is broke. It is having a meaningful negative impact on our economy and society. It's burdening our children.

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AGC said:

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What seems lost is the zoomer willingness to let the system fail. Zoomers have a nihilistic tendency that's fed by every, 'I'm sure gonna take mine!!' comment.

Zoomers see the math and know it doesn't work; they want it to fail sooner rather than later so that it can birth something new and sustainable. They know the government is run by boomers (president, long standing members of congress), corporations are run by boomers, and boomers are selling their small businesses to PEs to exit with a parachute while the ownership opportunities go away and zoomers become W2 employees. Housing is unaffordable for them in a different way than, 'herp derp pull yourself up by your bootstraps,' and they've been crushed by inflation that's propping up boomer assets.

It's hard to stomach but this is coming. If you were afraid of death panels when Obamacare was crafted, just think about what's 5-10 years down the pike. The opportunity is to be part of the solution; shift to means testing, opt for multigenerational housing, and get out of the 'I earned myself it so I'm going to spend it all on myself mindset that's so prevalent.' Sure, all your kids are fine but there's a lot that aren't and the complaints aren't going away. If you don't want aoc it's going to take collaborative efforts for reform; everyone will give something up.

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We shouldn't be means testing anything. We should be eliminating it. And then you are responsible for your own survival.

Social security is a Ponzi scheme that should be ended immediately. Those who have paid in and won't get anything out tough loss. Boomers should have voted it to end sooner.

Well said brother!

It's amazing that insane leftists love to argue in favor of further stealing from old middle class people who HAD THEIR OWN MONEY CONFISCATED FROM THEM FOR THIRTY YEARS.

but these same idiots are completely silent about having to spend a trillion dollars on obese welfare queens, illegal immigrants, fraud, abuse of welfare systems, trans reading hours, paying for single females to continue to have more children, etc etc etc.

slaughtr said:

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BusterAg said:

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slaughtr said:

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Tom Fox said:

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slaughtr said:

---

Tom Fox said:

---

slaughtr said:

---

Tom Fox said:

---

slaughtr said:

---

For 32 years I've paid the maximum you can pay into SS. Every. Single. Year.
On top of that, I've paid roughly $7,000,000 in Federal taxes during that time. But sure, I'm the selfish one because I want my SS check when I retire. As promised.

I've heard how entitled youngsters are but this takes the cake.

---

Dude. You paid in yearly on average slightly less than me currently. You made that much for over 3 decades. That means you are an ultra high net worth individual if you even just saved on average about 20% of that annually.

You are going to cry over your entitlement of social security? If this is true, the only way to combat this is to disenfranchise those taking a government check from SS/Medicare or any of the other needs based entitlements. Take them out of the voting pool.

Apparently not even a multi millionaire can be convinced to give up $3.5k monthly check.

At this point it is laughable.

---

Whatever, dude. I paid in. Give it back to me. Until our government stops giving tax money to every single country on earth, I want my money back. When they do that, come talk to me.
But tell you what, you don't have to cash your SS check. Feel free to put your money where your mouth is.

---

And that will do **** all. It needs to end for everyone. Hopefully, they just means test you out and make it a straight up entitlement.

---

Got it. So you won't. You must hate America. Not only did I pay the max every year, but for 20 of those years I was self employed, so I had to pay both the employee and the employer portion. I'm taking every penny of my $5,000/month check when I start taking in a couple of years.

---

Same here buddy. I own my own business and make what you made. I don't give a rip about getting my govt check.

All entitlement spending must end, the budget balanced, and taxes cut.

---

I do give a rip. Pay me what I'm owed. Luckily, after selling my interest in my business, I decided to do charity work and took a job with the Federal Government. Now I get SS and a big fat Federal Pension and federally funded 401K as well. Winning.

---

The argument against this mentality is not individual, but collective.

Collectively, the people in power put in a system that is bound to fail. It's impossible to extract taxes from 45 year old slaughtr to pay for 75 year old slaughtr's retirement.

I think that an estate tax where every dime of SS and federal pension you collected should be paid back into SS in the form of an estate tax that has zero deductions. That way your wealth can pay for the SS checks of all of the other people of your (and my, honestly, generation). Let our generation pay for the mess that we made.

---

I didn't make any mess. I started out living in a flea infested 700 square foot shack and worked my ass off for close to 40 years now. Even with SS and pension, if I lived to be 100 years old I'd never get back a quarter of the taxes I paid. all the whiner's can pound sand.

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It's not about being responsible for the problem, it is the unwillingness to change anything when it is obvious the system is unsustainable. If you know you were lied to about SS, but demand to "get yours" when you know it has been a lie this whole time, that assigns culpability.