BenTheGoodAg said:bagger05 said:Aggie09Derek said:
He's the OG course guy and hard to call him a scammer since his thing is hard to argue with - spend less and save more.
His advice is sound but what he has in common with scammers is that the way he got so rich was by selling courses, not doing the things he says in the courses.
Again at least the core message is solid.
I know a dentist that is an absolute trainwreck with his money and could definitely benefit from following Dave's plan. He's almost 40 and I would guess his net worth is negative. His big beef with Dave is that he sells his curriculum for a profit, so out of spite he won't follow any of his advice. This guy is like $330k in student loan debt (ie money he paid for an education), but he thinks paying $100 for a financial class is somehow a scam.
I guess the point being, I don't think it is scammy for Dave Ramsey to have made money on his curriculum if you agree that his plan and the information he teaches is actually helpful for a lot of people.
Not defending everything DR does, but I've got no problem with him getting rich doing what he's doing.
Dave does practice what he preaches though. He lives debt free. No mortgage on his house, no notes on his cars or credit cards.
The money initially all came from his best selling books. Later he branched out into the radio program and courses. He also made and lost and made again a lot of money in real estate.
And you can pick up most all his advice for free on the web and by listening to his show. Heck, his book Total Money Makeover is all you really need if you want the main gist of his message.
The left cannot kill the Spirit of Charlie Kirk.
